502 Fairway Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 502 Fairway Oaks Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,097 sqft · built 1996
Lot Size	0.164 acres (7,156 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Jan 2022)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-08-0-00137-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-08-0-00137-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,097 sqft Adjusted Area
1st Floor Area	1,303 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,156 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide

Location & Zoning

Street Address	502 FAIRWAY OAKS DR
City	HERNANDO
State	MS
Zip	38632-7290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY OAKS S-D LOT 137
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY OAKS S-D
Legal Lot Number	137
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

502 Fairway Oaks Dr is owned and occupied by an individual who bought it in January 2022.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Jan 28, 2022	Warranty Deed, Transfer · FHA Mortgage BARTLETT MORTGAGE INC
Oct 12, 2021	Trustee's Deed, Foreclosure
Jul 27, 2018	Warranty Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Book / Page	986 / 187
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	000736/619
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004580/096
Date	Jul 27, 2018
Book Page	4580/096
Instrument	T04580-00096

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 28, 2022
Property Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290
Document Number	000986/187
Book / Page	986 / 187
Map Reference	MB 46 PG 41
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9075 HUNTINGTON OAK DR, 9075, CORDOVA, TN 38016-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290

Mortgage

Document Number	0005453382
Date	Jan 28, 2022
Instrument	5453/382

Lender

Name	BARTLETT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 12, 2021
Property Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290
Document Number	000974/531
Book / Page	974 / 531
Map Reference	MB 46 PG 41
Instrument Date	Jul 27, 2021
Transaction Type	Foreclosure
Record Updated	Nov 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9075 HUNTINGTON OAK DR, CORDOVA, TN 38016-2345

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 27, 2018
Property Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290
Document Number	000862/594
Book / Page	862 / 594
Map Reference	PB 46 PG 41
Instrument Date	Jul 25, 2018
Instrument	W00862-00594
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WAXWOOD DR, 528, BRENTWOOD, TN 37027-5620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 FAIRWAY OAKS DR, HERNANDO, MS 38632-7290

Tax Assessment & Valuation

The 2025 property tax bill for 502 Fairway Oaks Dr was $1,922.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00	$19,078 Land $2,500 Building $16,578	$190,784 Land $25,000 Building $165,784
2023	$1,638.00	$13,975	$139,746 Land $25,000 Building $114,746

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 502 Fairway Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Fairway Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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