502 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 502 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,438 sqft · built 1820
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$124,100 (Sep 2015)
Tax Bill	$5,207 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:18 L:26`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:18 L:26`
Alternative APN	`180260000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	3,892 sqft
1st Floor Area	1,432 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	180260000
Street Address	502 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4218
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1A
Legal Lot Number	26
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1010
Census Tract	25100

Owner

502 Elm St, a duplex, is owned and occupied by an individual who bought it in September 2015.

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	502 ELM ST, BIDDEFORD, ME 04005-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2015 · Amount on File
Deed Sale	Sep 2, 2015 · Amount on File
Deed Document Number	201537248
Deed Book / Page	17089 / 0990
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	502 ELM ST, BIDDEFORD, ME 04005-4218
Document Number	0174170281
Book / Page	017417 / 000281
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 ELM ST BIDDEFORD ME 040054218, BIDDEFORD, ME 04005-4218

Mortgage

Document Number	0174170281
Date	Feb 6, 2017
Book Page	017417/000281
Instrument	5079

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 502 Elm St was $5,207, up 6.2% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,207.00 (+6.22%)	$348,500 (+1.1%) Land $146,200 Building $202,300
2024	$4,902.00 (+9.35%)	$344,700 (+0.88%) Land $146,200 Building $198,500
2023	$4,483.00 (+20.09%)	$341,700 (+50.2%) Land $146,200 Building $195,500
2022	$3,733.00	$227,500 Land $79,500 Building $148,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 502 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30