Cass County property record for 502 Elm St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,258 sqft · built 1915 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,728 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303005201001000 |
| Primary APN | 303005201001000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Basement Area | 1,006 sqft |
| Finished Basement | 503 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 502 ELM ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 19-20-21 BLK 36 |
| Legal Subdivision | ORIGINAL TOWN - ATLANTIC |
| Legal Block | 36 |
| Legal Lot Number | 19-21 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2126 |
| Census Tract | 190500 |
Source: Cass County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 502 ELM ST, ATLANTIC, IA 50022-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 502 ELM ST, ATLANTIC, IA 50022-1305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/1944 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 2019/1944 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,728.00 Homeowner's exemption | $111,410 (-) Land $8,030 Building $103,380 | $111,410 (-) Land $8,030 Building $103,380 |
| 2025 | $1,728.00 (+19.01%) Homeowner's exemption | $111,410 (+22.46%) Land $8,030 Building $103,380 | $111,410 (+22.46%) Land $8,030 Building $103,380 |
| 2024 | $1,452.00 (-4.97%) | ||
| 2023 | $90,980 Land $8,030 Building $82,950 | $90,980 Land $8,030 Building $82,950 | |
| 2022 | $1,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1993–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon, Western Iowa Wireless.
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