502 E Washington St, Urbana, IL 61801 Property Records

Champaign County property record for 502 E Washington St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 719 sqft · built 1941
Lot Size0.12 acres (5,225 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Apr 2026)
Tax Bill$4,817 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN92-21-17-286-023

Property Details

APN / Parcel Number

Primary APN92-21-17-286-023

Interior

Full Baths1 Bath
Stories1 Story
Building Area719 sqft Building Perimeter
1st Floor Area719 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialStucco
Roof MaterialOther
Lot Area5,225 sqft (0.12 acres)
Lot Dimensions95 ft deep x 55 ft wide
Garage TypeDetached
Garage Area308 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area32 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address502 E WASHINGTON ST
CityURBANA
StateIL
Zip61801-4321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 SMITHS, JAMES ELMO, WASHINGTON ST ADD
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionSMITHS, JAMES ELMO, WASHINGTON ST ADD
Legal Lot Number12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5013
Census Tract5500

Owner

502 E Washington St is owned by two individuals who bought it in April 2026.

Source: Champaign County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2307 SCOTTSDALE DR, CHAMPAIGN, IL 61822-7655
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL SAVINGS BANK
May 26, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Mar 29, 2019Warranty Deed, Transfer · Conventional with PMI
PRIMELENDING
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on File
Deed SaleApr 1, 2026 · Amount on File
Prior SaleMay 26, 2022 · Amount on File
Deed Document Number20264588
Prior Transfer DateNov 16, 2015
Prior Transfer Doc0000023256
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 1, 2026
Property Address502 E WASHINGTON ST, URBANA, IL 61801-4321
Document Number0000004588
Instrument DateMar 30, 2026
Instrument20264588
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29,542.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2307 SCOTTSDALE DR, CHAMPAIGN, IL 61822-7655
InvestorPossibly a Property Investor

Mortgage

Document Number0000004589,
DateApr 1, 2026
Instrument20264589
Lender
NameFIRST FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 26, 2022
Property Address502 E WASHINGTON ST, URBANA, IL 61801-4321
Document Number0000009503
Map ReferenceDOC178770 MB E PG226
Instrument DateApr 8, 2022
Instrument2022R09503
Transaction TypeTransfer
Record UpdatedJun 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E WASHINGTON ST, URBANA, IL 61801-4321

Mortgage

Document Number0000009504
DateMay 26, 2022
Instrument2022R09504
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate4%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 29, 2019
Property Address502 E WASHINGTON ST, URBANA, IL 61801-4321
Document Number0000004210
Instrument DateMar 14, 2019
Instrument4210
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2712 BAYONNE CT COLUMBIA MO 652031407, COLUMBIA, MO 65203-1407

Mortgage

Document Number4211
DateMar 29, 2019
Instrument4211
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 28, 2049
Interest
Rate4.5%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 24, 2018
Property Address502 E WASHINGTON ST, URBANA, IL 61801-4321
Document Number0000012743
Map ReferenceMB E PG226
Instrument DateJun 1, 2018
Instrument2018R12743
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E WASHINGTON ST, URBANA, IL 61801-4321

Mortgage

Document Number0000012744
DateJul 24, 2018
Instrument2018R12744
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,770 (+5.81%) Land $12,970 Building $42,800$167,310 (+5.81%) Land $38,910 Building $128,400
2024$4,817.00 (+7.57%)$52,710 Land $12,260 Building $40,450$158,130 Land $36,780 Building $121,350
2023$4,478.00 (-6.57%)
2022$4,793.00$44,290 Land $10,300 Building $33,990$132,870 Land $30,900 Building $101,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 502 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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