Simpson County property record for 502 E Washington St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft |
| Lot Size | 0.259 acres (11,281 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,000 (Dec 2018) |
| Tax Bill | $148 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-07-001.00 |
| Primary APN | 014-00-07-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,281 sqft (0.259 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 502 E WASHINGTON ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 502 EAST WASHINGTON STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970200 |
502 E Washington St is owned and occupied by an individual who bought it in December 2018.
Source: Simpson County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 2, 2020 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA |
| Dec 7, 2018 | Deed, Transfer · VA Mortgage CITIZENS FIRST BANK INC |
| Dec 7, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Deed Document Number | 20181189509 |
| Deed Book / Page | 338 / 577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | May 29, 2026 |
| Property Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Document Number | 0001264699 |
| Book / Page | 588 / 151 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261264699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Document Number | 0001264699, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 588/151 |
| Instrument | 20261264699 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M467/695 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | M467/695 |
| Instrument | 1195190 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M484/581 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | M484/581 |
| Instrument | 1199754 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 7, 2018 |
| Property Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Document Number | 00D338/577 |
| Book / Page | D338 / 577 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 1189509 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 666, FRANKLIN, KY 42135-0666 |
| Name | Verified Name |
|---|---|
| Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Document Number | 0001189510 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 1189510 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 7, 2018 |
| Property Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
| Document Number | D338/577 |
| Book / Page | D338 / 577 |
| Map Reference | DB 204 PG 705 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 1189509 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 666, FRANKLIN, KY 42135-0666 |
| Name | Verified Name |
|---|---|
| Address | 502 E WASHINGTON ST, FRANKLIN, KY 42134-1151 |
The 2025 property tax bill for 502 E Washington St was $148 with a homeowner's exemption.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148.00 Homeowner's exemption | $66,000 | $66,000 |
| 2023 | $182.00 Homeowner's exemption | $66,000 | $66,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 502 E Washington St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 E Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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