502 E Royal Palm Rd, Phoenix, AZ 85020 Property Records

Maricopa County property record for 502 E Royal Palm Rd, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,999 sqft · built 1966
Lot Size	0.279 acres (12,151 sqft)
Owner	Individual Name on File
Last Sale	$840,000 (Mar 2023)
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-46-018-E`

Property Details

APN / Parcel Number

Primary APN	`160-46-018-E`
Alternative APN	`16046018E4`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,999 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	2,999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	12,151 sqft (0.279 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 E ROYAL PALM RD
City	PHOENIX
State	AZ
Zip	85020-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	W 117 OF N2 NE4 SE4 SE4 & EX N 214 & EX S 25 & EX W 7 & EX TRI 5X5 IN SW COR .25 AC
Legal Range	3E
Legal Township	3N
Legal Section	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1010
Census Tract	105300

Owner

502 E Royal Palm Rd is owned and occupied by an individual who bought it in March 2023.

Source: Maricopa County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION
Mar 7, 2023	Intrafamily Transfer, Transfer DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Deed Document Number	2023113771
Prior Transfer Date	Jan 31, 2013
Prior Transfer Doc	0000109292
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2026
Property Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646
Document Number	0000509068
Instrument Date	Aug 24, 2026
Instrument	2026509068
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646

Mortgage

Document Number	0000509068,
Date	Aug 28, 2026
Instrument	2026509068

Lender

Name	FEDERAL EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 7, 2023
Property Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646
Document Number	0000113772
Instrument Date	Mar 6, 2023
Instrument	20230113772
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 E HERMOSA DR, TEMPE, AZ 85282-5507

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 7, 2023
Property Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646
Document Number	0000113771
Instrument Date	Mar 3, 2023
Instrument	20230113771
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2567 S JOSEPHINE ST, DENVER, CO 80210-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E ROYAL PALM RD, PHOENIX, AZ 85020-3646

Mortgage

Document Number	0000113773
Date	Mar 7, 2023
Instrument	20230113773

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 502 E Royal Palm Rd was $5,346.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,220 (+90.66%)	$892,200 (+6.68%) Land $178,400 Building $713,800
2025	$5,346.00	$46,795 (-46.29%)	$836,300 (-4.01%) Land $167,200 Building $669,100
2024		$87,120	$871,200 Land $174,200 Building $697,000
2023	$5,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 E Royal Palm Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 502 E Royal Palm Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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