502 E Main St, Wentzville, MO 63385 Property Records

St. Charles County property record for 502 E Main St, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,880 sqft · built 1930
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2017)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643680A000`

Property Details

APN / Parcel Number

Primary APN	`643680A000`
Alternative APN	`4-012C-4337-01-0001.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	643680A000
Street Address	502 E MAIN ST
City	WENTZVILLE
State	MO
Zip	63385-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	R B LEWIS ADDN BLK 1 LOT 1
Legal Subdivision	LEWIS ADDN-WENTZ (R.B.)
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1026
Census Tract	312195

Owner

502 E Main St is owned and occupied by an individual who bought it in December 2017.

Source: St. Charles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	502 E MAIN ST, WENTZVILLE, MO 63385-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
May 7, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Dec 18, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Jun 16, 2004 · Amount on File
Deed Document Number	2017779460
Deed Book / Page	6854 / 1422
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0055650310
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2026
Property Address	502 E MAIN ST, WENTZVILLE, MO 63385-1812
Document Number	0000027625
Instrument Date	Jun 8, 2026
Instrument	202627625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 JOHNSON ST, WEST PLAINS, MO 65775-3821

Mortgage

Document Number	0000027625,
Date	Jun 12, 2026
Instrument	202627625

Lender

Name	SOUTHERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 E MAIN ST, WENTZVILLE, MO 63385-1812
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 RHONDA DR, WEST PLAINS, MO 65775-6544

Mortgage

Document Number	2021R082914
Date	Oct 5, 2021
Instrument	2021R-082914

Lender

Name	SOUTHERN BANK
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 E MAIN ST, WENTZVILLE, MO 63385-1812
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 RHONDA DR, WEST PLAINS, MO 65775-6544

Mortgage

Document Number	2021R040333
Date	May 7, 2021
Instrument	2021R-040333

Lender

Name	SOUTHERN BANK
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 18, 2017
Property Address	502 E MAIN ST, WENTZVILLE, MO 63385-1812
Document Number	0068541422
Book / Page	006854 / 001422
Instrument Date	Dec 15, 2017
Instrument	779460
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MAIN ST WENTZVILLE MO 633851812, WENTZVILLE, MO 63385-1812

Mortgage

Document Number	68541424
Date	Dec 18, 2017
Book Page	006854/001424
Instrument	779470

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 502 E Main St was $3,344, down 0.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (-0.42%)	$49,719	$261,676 Land $36,668 Building $225,008
2024	$3,358.00
2023		$48,552
2022			$255,533 Land $36,668 Building $218,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 502 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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