502 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 502 E Main St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,719 sqft · built 1958
Lot Size	0.975 acres (42,500 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Dec 2022)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043064G H 00200`

Property Details

APN / Parcel Number

Primary APN	`043064G H 00200`
Alternative APN	`064G H 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,500 sqft (0.975 acres)
Lot Dimensions	340 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	62 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	4
Census Block	4022
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064G H 00200

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 14, 2022	Warranty Deed, Transfer · Commercial Mortgage APEX BANK
Feb 04, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	22003957
Deed Book / Page	WD213 / 853
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MAIN ST, WAVERLY, TN 37185-1712

Mortgage

Document Number	0000000280
Date	Feb 07, 2024
Book Page	TD248/222
Instrument	24000280

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Dec 14, 2022
Property Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Document Number	0000003957
Book / Page	WD213 / 853
Map Reference	MB 71 PG 599&600
Instrument Date	Dec 12, 2022
Instrument	22003957
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	THREE RIVERS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$849.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 E MAIN ST, WAVERLY, TN 37185-1712

Mortgage

Document Number	0000003958
Date	Dec 14, 2022
Instrument	22003958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jan 14, 2022
Property Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Document Number	0000000133
Book / Page	WD211 / 2176
Map Reference	MB 71 PG 599-600
Instrument Date	Jan 14, 2022
Instrument	22000133
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E MAIN ST, WAVERLY, TN 37185-1715

Mortgage

Document Number	0000000134
Date	Jan 14, 2022
Instrument	22000134

Lender

Name	APEX BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2023

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Feb 04, 2021
Property Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Document Number	0000000413
Book / Page	210 / 208
Instrument Date	Feb 03, 2021
Instrument	21000413
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$717.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 EMAIN STREET, WAVERLY, TN 37185

Mortgage

Document Number	0000000414
Date	Feb 04, 2021
Instrument	21000414

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jan 31, 2017
Property Address	502 E MAIN ST, WAVERLY, TN 37185-1712
Document Number	0000000235
Book / Page	000203 / 001714
Instrument Date	Jan 31, 2017
Instrument	235
Transaction Type	Transfer
Record Updated	Feb 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	502 E MAIN ST WAVERLY TN 371851712, WAVERLY, TN 37185-1712

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (-0.28%)	$57,775 (-) Land $6,500 Building $51,275
2024	$1,760.00	$57,775 (-) Land $6,500 Building $51,275
2023	$1,760.00 (+62.21%)	$57,775 (+331.96%) Land $6,500 Building $51,275	$231,100 (+331.96%) Land $26,000 Building $205,100
2022	$1,085.00	$13,375 Land $6,550 Building $6,825	$53,500 Land $26,200 Building $27,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2021, rainfall accumulation
Claims By Storm	Severe Storm And Flooding, Aug 2021 · 27 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
LTD Broadband	Fiber	1,000 / 1,000
Meriwether Lewis Electric Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (unlicensed)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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