502 E Howard St, Pontiac, IL 61764 Property Records

Livingston County property record for 502 E Howard St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1910
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Nov 2021)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-22-430-001`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-430-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
Basement Area	245 sqft
Unfinished Basement	245 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	502 E HOWARD ST
City	PONTIAC
State	IL
Zip	61764-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 22 430 001 LOT 60 X 120 LOT 2 BLK 37 CITY OF PONTIAC
Legal Subdivision	ORIGINAL TOWN OF PONTIAC
Legal Block	37
Legal Lot Number	2
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3019
Census Tract	960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E HOWARD ST, PONTIAC, IL 61764-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage MARINE BANK
Aug 1, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Document Number	20215474
Last Transfer Date	Feb 24, 2026
Transfer Doc	2026R01109
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 18, 2026
Property Address	502 E HOWARD ST, PONTIAC, IL 61764-2037
Document Number	2026R01109
Instrument Date	Feb 24, 2026
Instrument	2026R-01109
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 E HOWARD ST, PONTIAC, IL 61764-2037

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 2, 2021
Property Address	502 E HOWARD ST, PONTIAC, IL 61764-2037
Document Number	2021R05474
Instrument Date	Oct 29, 2021
Instrument	2021R-05474
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 S WESTVIEW DR, 508, PONTIAC, IL 61764-3569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E HOWARD ST, PONTIAC, IL 61764-2037

Mortgage

Document Number	2021R05475
Date	Nov 2, 2021
Instrument	2021R-05475

Lender

Name	MARINE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 1, 2019
Property Address	502 E HOWARD ST, PONTIAC, IL 61764-2037
Document Number	2019R02891
Instrument Date	Jul 31, 2019
Instrument	2019R-02891
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 S WESTVIEW DR, PONTIAC, IL 61764-3569

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 (+10.02%) Homeowner's exemption	$46,723 (+13.7%) Land $5,263 Building $41,460	$140,169 (+13.7%) Land $15,789 Building $124,380
2024	$3,244.00	$41,093 Land $4,629 Building $36,464	$123,279 Land $13,887 Building $109,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Nearby Properties on E Howard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures