Champaign County property record for 502 E Harding Dr, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,745 sqft · built 1956 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Jul 2026) |
| Tax Bill | $8,274 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-20-280-003 |
| Primary APN | 93-21-20-280-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,745 sqft Building Perimeter |
| 1st Floor Area | 1,745 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 975 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 502 E HARDING DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 182 UNIVERSITY DOWNS 7TH PLAT |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | UNIVERSITY DOWNS 7TH PLAT |
| Legal Lot Number | 182 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5701 |
Source: Champaign County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 204 W PINE ST, PAXTON, IL 60957-1136 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage IROQUOIS FEDERAL SAVINGS AND LOANS |
| Mar 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Oct 12, 2018 | Grant Deed, Transfer · Line of Credit FIRST FSB/CHAMPAIGN-URBANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 202610225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 6, 2026 |
| Property Address | 502 E HARDING DR, URBANA, IL 61801-6206 |
| Document Number | 0000010225 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202610225 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000010226, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202610226 |
| Name | IROQUOIS FEDERAL SAVINGS AND LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 19, 2020 |
| Property Address | 502 E HARDING DR, URBANA, IL 61801-6206 |
| Document Number | 0000004376 |
| Map Reference | DOC508637 MB K PG53 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020R04376 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8036 GUNNLLY CIRCLE, INDIANAPOLIS, IN 46278 |
| Document Number | 0000004377 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2020R04377 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 12, 2018 |
| Property Address | 502 E HARDING DR, URBANA, IL 61801-6206 |
| Document Number | 0000017692 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 17692 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 502 E HARDING DR URBANA IL 618016206, URBANA, IL 61801-6206 |
| Document Number | 17693 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 17693 |
| Name | FIRST FSB/CHAMPAIGN-URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,274.00 (+3.75%) | $81,730 (+25.93%) Land $26,070 Building $55,660 | $245,190 (+25.93%) Land $78,210 Building $166,980 |
| 2024 | $7,975.00 (+13.41%) | ||
| 2022 | $7,032.00 | $64,900 Land $20,700 Building $44,200 | $194,700 Land $62,100 Building $132,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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