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502 E Beach St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 502 E Beach St, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,029 sqft Living Area
Lot Size6,142 sqft (0.141 acres)
OccupancyOwner Occupied
Last Sale$726,000 (2026)
Tax Bill$7,231.00 (2025)

Property Details

APN / Parcel Number

Primary APN017-151-18
Alternative APN
  • 017-151-18-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,029 sqft Living Area
Gross Area1,429 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,142 sqft (0.141 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address502 E BEACH ST
CityWATSONVILLE
StateCA
Zip95076-4404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionHALL SUB TR #55
Legal Lot Number36
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup2
Census Block2019
Census Tract110102

Owner

Source: Santa Cruz County records · APN 017-151-18

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address502 E BEACH ST, WATSONVILLE, CA 95076-4404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Aug 16, 2021Grant Deed, Transfer · Conventional Mortgage
KARMA MORTGAGE SOLUTIONS INC
Dec 19, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleAug 16, 2021 · Amount on Record
Deed Doc Number202614303
Prior Transfer DateJun 14, 2002
Prior Transfer Doc0000057416
Record RefreshedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 24, 2026
Property Address502 E BEACH ST, WATSONVILLE, CA 95076-4404
Document Number0000014303
Instrument DateJun 12, 2026
Instrument202614303
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$80,658.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E BEACH ST, WATSONVILLE, CA 95076-4404

Mortgage

Document Number0000014304,
DateJun 24, 2026
Instrument202614304
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

Mortgage

Document Number0000014305,
DateJun 24, 2026
Instrument202614305
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term30 Months
DueAug 15, 2056
Interest
Rate6.36%
Max Rate-1%

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 16, 2021
Property Address502 E BEACH ST, WATSONVILLE, CA 95076-4404
Document Number0000042629
Map ReferenceMB 27 PG 18
Instrument DateAug 10, 2021
Instrument2021-0042629
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address502 E BEACH ST, WATSONVILLE, CA 95076-4404

Mortgage

Document Number0000042630
DateAug 16, 2021
Instrument2021-0042630
Lender
NameKARMA MORTGAGE SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 19, 2017
Property Address502 E BEACH ST, WATSONVILLE, CA 95076-4404
Document Number0000042845
Map ReferenceMB 27 PG 18
Instrument DateDec 12, 2017
Instrument2017-0042845
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyER OLD REPUBLIC TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address502 E BEACH ST, WATSONVILLE, CA 95076-4404

Mortgage

Document Number0000042846
DateDec 19, 2017
Instrument2017-0042846
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$567,749 (+2%) Land $409,871 Building $157,878
2025$7,231.00 (+21.47%) Homeowner's exemption$556,616 (+13.86%) Land $401,834 Building $154,782
2024$5,953.00 (+1.57%)
2023$5,861.00 (+1.86%) Homeowner's exemption$488,860 Land $342,202 Building $146,658$478,710
2022$5,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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