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502 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 502 E 9th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details3 bd · 1 ba · 1,323 sqft · built 1940
Lot Size0.243 acres (10,585 sqft)
Owner2 Individual Names on Record
Last Sale$10,000 (Mar 2019)
Tax Bill$257 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16702-000-000

Property Details

APN / Parcel Number

Primary APN16702-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,323 sqft Heated Area
Gross Area1,407 sqft
1st Floor Area1,323 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,585 sqft (0.243 acres)
Lot Dimensions200 ft deep x 53 ft wide
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address502 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-2926
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC04
Legal Description4 4S 14W -242- 69A BEG 230.65 E OF NW COR OF NE1/4 OF SW1/4 OF SW1/4 TH S 200 E 52.65 N 200 W 52.65 TO BEG ORB 4744 P 209
Legal Range14W
Legal Township04S
Legal Section04
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2033
Census Tract1600

Owner

Source: Bay County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address828 WILSON AVE, PANAMA CITY, FL 32401-2960
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Correction Deed · Conventional Mortgage
21ST MORTGAGE CORP
Oct 26, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
21ST MORTGAGE CORP
Sep 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2019 · Amount on Record
Deed SaleMar 6, 2019 · Amount on Record
Deed Document Number201924628
Deed Book / Page4097 / 2073
Last Transfer DateAug 31, 2020
Transfer Doc0042940012
Record UpdatedOct 29, 2026

March 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateMar 16, 2026
Property Address502 E 9TH ST, PANAMA CITY, FL 32401-2926
Document Number0050131089
Book / Page5013 / 1089
Instrument DateMar 13, 2026
Instrument2026015895
Record UpdatedApr 20, 2026
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address828 WILSON AVE, PANAMA CITY, FL 32401-2960

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 WILSON AVE, PANAMA CITY, FL 32401-2960

Mortgage

Document Number0050131091
DateMar 16, 2026
Instrument5013/1091
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term197 Months
DueAug 15, 2042

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateOct 26, 2023
Property Address502 E 9TH ST, PANAMA CITY, FL 32401-2926
Document Number0047440209
Book / Page4744 / 209
Instrument DateOct 23, 2023
Instrument2023067957
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address502 E 9TH ST, PANAMA CITY, FL 32401-2926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address502 E 9TH ST, PANAMA CITY, FL 32401-2926

Mortgage

Document Number0004744211
DateOct 26, 2023
Instrument4744/211
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term217 Months
DueNov 1, 2041

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 1, 2020
Property Address502 E 9TH ST, PANAMA CITY, FL 32401-2926
Document Number0042940012
Book / Page004294 / 000012
Instrument DateAug 23, 2020
Instrument57784
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 WILSON AVE PANAMA CITY FL 324012960, PANAMA CITY, FL 32401-2960

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 6, 2019
Property Address502 E 9TH ST, PANAMA CITY, FL 32401-2926
Document Number0040972073
Book / Page004097 / 002073
Instrument DateJan 23, 2019
Instrument24628
Transaction TypeTransfer
Record UpdatedMar 26, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E 9TH ST PANAMA CITY BEACH FL 32401, PANAMA CITY BEACH, FL 32401

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$257.00 (-1.53%)$15,314 (-0.91%)$18,317 (+18.53%) Land $18,317
2024$261.00 (-37.11%)
2023$415.00 (+9.5%)$15,454 (+34.32%) Land $15,454$15,454 (+34.32%) Land $15,454
2022$379.00$11,505 Land $11,505$11,505 Land $11,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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