502 E 6th St, Spencerville, OH 45887 Property Records

Allen County property record for 502 E 6th St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 1997
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Nov 2012)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-1208-02-009.010`

Property Details

APN / Parcel Number

Primary APN	`44-1208-02-009.010`
Alternative APN	`E1944120802009010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,397 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	51 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	502 E 6TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T D SHOBE SUBDIVISION #1 LOT 894 FF 88.15
Legal Subdivision	T D SHOBE SUBDIVISION
Legal Lot Number	894
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3016
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E 6TH ST, SPENCERVILLE, OH 45887-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2012 · Amount on Record
Deed Sale	Nov 13, 2012 · Amount on Record
Prior Sale	Oct 9, 1997 · Amount on Record
Deed Document Number	201215343
Deed Book / Page	2012 / 15343
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	502 E 6TH ST, SPENCERVILLE, OH 45887-1063
Document Number	0000014480
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	502 E 6TH ST SPENCERVILLE OH 458871063, SPENCERVILLE, OH 45887-1063

Mortgage

Document Number	0000014480
Date	Nov 20, 2020
Instrument	14480

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Nov 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (-0.33%)	$54,740 (-) Land $9,450 Building $45,290	$156,400 (-) Land $27,000 Building $129,400
2024	$1,801.00 (+24.38%) Homeowner's exemption	$54,740 (+32.96%) Land $9,450 Building $45,290	$156,400 (+32.99%) Land $27,000 Building $129,400
2023	$1,448.00 (-0.28%) Homeowner's exemption	$41,170 (-) Land $7,110 Building $34,060
2022	$1,452.00 Homeowner's exemption	$41,170 Land $7,110 Building $34,060
2021			$117,600 Land $20,300 Building $97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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