502 Dembytown Rd, Joppa, MD 21085 Property Records

Harford County property record for 502 Dembytown Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 878 sqft · built 1988
Lot Size	0.858 acres (37,374 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Jun 2025)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-074296`

Property Details

APN / Parcel Number

Primary APN	`01-074296`
Alternative APNs	`1074296` `074296`

Interior

Full Baths	2 Baths
Building Area	878 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,374 sqft (0.858 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	074296
Street Address	502 DEMBYTOWN RD
City	JOPPA
State	MD
Zip	21085-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 0.858 AC 502 DEMBYTOWN ROAD E OF JOPPATOWNE
Legal Subdivision	E OF JOPPATOWNE
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301301

Owner

502 Dembytown Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 DEMBYTOWN RD, JOPPA, MD 21085-4109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Jun 23, 2011 · Amount on File
Deed Book / Page	16714 / 445
Prior Transfer Date	Aug 21, 2006
Prior Transfer Doc	0069850354
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	502 DEMBYTOWN RD, JOPPA, MD 21085-4109
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 DEMBYTOWN RD, JOPPA, MD 21085-4109

Mortgage

Document Number	0158880165
Date	Apr 26, 2023
Book Page	15888/165

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	502 DEMBYTOWN RD, JOPPA, MD 21085-4109
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141890213
Date	Oct 16, 2020
Book Page	14189/213

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 502 Dembytown Rd was $2,500, up 13.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+13.64%)	$229,400 (+6.37%) Land $71,700 Building $157,700	$229,400 (-) Land $71,700 Building $157,700
2025	$2,200.00	$215,667	$229,400 Land $71,700 Building $157,700
2023		$188,200 Land $71,700 Building $116,500	$188,200 Land $71,700 Building $116,500
2022	$1,994.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 502 Dembytown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Dembytown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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