502 Cottonlake, Van Alstyne, TX 75495 Property Records

Grayson County property record for 502 Cottonlake, Van Alstyne, TX 75495 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3,965 sqft · built 2019
Lot Size15 acres (653,400 sqft)
Owner2 Individual Names on File
Tax Bill$11,079 (2024)
Deeds & MortgagesAug 2020 Mortgage
May 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN287 099702107

Property Details

APN / Parcel Number

Primary APN287 099702107
Alternative APN
  • 393260

Interior

Building Area3,965 sqft Living Area
Gross Area5,002 sqft
1st Floor Area3,965 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Lot Area653,400 sqft (15 acres)
Garage TypeMixed
Garage Area1,037 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area810 sqft
Utility Building180 sqft

Location & Zoning

Account Number393260
Street Address502 COTTONLAKE
CityVAN ALSTYNE
StateTX
Zip75495-5190
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-0997 RUBIO RAMON A-G0997, ACRES 15.0
Legal SubdivisionRUBIO RAMON A-G0997
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2000
Census Tract1803

Owner

Source: Grayson County records · APN 287 099702107

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address502 COTTONLAKE, VAN ALSTYNE, TX 75495-5190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
May 29, 2020Loan Modification, Mortgage
SIMMONS BK
May 29, 2020Loan Modification, Mortgage
SIMMONS BK
Sep 10, 2019Deed of Trust, Construction Loan · Construction Mortgage
LANDMARK BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2019
Deed SaleApr 17, 2019
Deed Document Number2019-9095
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address502 COTTONLAKE, VAN ALSTYNE, TX 75495-5190
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020922
DateAug 11, 2020
Instrument2020-00020922
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address502 COTTONLAKE, VAN ALSTYNE, TX 75495-5190
Document Number0000014894
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address502 COTTONLAKE VAN ALSTYNE TX 754955190, VAN ALSTYNE, TX 75495-5190

Mortgage

Document Number0000014894
DateJun 19, 2020
Instrument14894
Lender
NameSIMMONS BK
AddressSHERMAN, TX 75090
Agreement
AmountAmount Recorded
Interest
Rate5%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address502 COTTONLAKE, VAN ALSTYNE, TX 75495-5190
Document Number0000014894
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressCOTTEN LK VAN ALSTYNE TX 75495, VAN ALSTYNE, TX 75495

Mortgage

Document Number0000014894
DateJun 19, 2020
Instrument14894
Lender
NameSIMMONS BK
AddressSHERMAN, TX 75090
Agreement
AmountAmount Recorded
Interest
Rate5%

September 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateSep 10, 2019
Property Address502 COTTONLAKE, VAN ALSTYNE, TX 75495-5190
Document Number0000021801
Instrument DateAug 29, 2019
Instrument21801
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address528 COTTON LAKE RD VAN ALSTYNE TX 75495, VAN ALSTYNE, TX 75495

Mortgage

Document Number0000021801
DateSep 10, 2019
Instrument21801
Lender
NameLANDMARK BK
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 09, 2020

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictVan Alstyne Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,579,473 (+120.14%)$1,900,680 (+29.83%) Land $780,000 Building $1,120,680
2024$11,079.00 (+15.24%)
2023$717,491 Land $55,619 Building $661,872$1,463,931 Land $802,059 Building $661,872
2022$9,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810018032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · above 44% of Texas
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Grayson Collin Electric CooperativeFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless400 / 100
Texoma CommunicationsFixed Wireless100 / 20

May also be available at this address: JAB Wireless, ElektraFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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