502 Bent Tree Ct, Oswego, IL 60543 Property Records

Kendall County property record for 502 Bent Tree Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,755 sqft · built 1993
Lot Size0.415 acres (18,095 sqft)
Owner2 Individual Names on File
Last Sale$239,800 (Jul 1993)
Tax Bill$10,823 (2024)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-09-424-028

Property Details

APN / Parcel Number

Primary APN03-09-424-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,755 sqft Living Area
Gross Area4,856 sqft
1st Floor Area2,755 sqft
Basement Area1,499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area18,095 sqft (0.415 acres)
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address502 BENT TREE CT
CityOSWEGO
StateIL
Zip60543-8734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 97 MILL RACE CREEK UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionMILL RACE CREEK
Legal Lot Number97
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1009
Census Tract890107

Owner

502 Bent Tree Ct is owned and occupied by two individuals who bought it in July 1993.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address502 BENT TREE CT, OSWEGO, IL 60543-8734
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1993 · Amount on File
Deed SaleJul 1, 1993 · Amount on File
Prior SaleOct 1, 1992 · Amount on File
Deed Document Number19939175
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address502 BENT TREE CT, OSWEGO, IL 60543-8734
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011688
DateJul 1, 2020
Instrument202000011688
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,953 Land $29,385 Building $117,568$440,859 Land $88,155 Building $352,704
2024$10,823.00
2022$124,753 Land $24,946 Building $99,807$374,259 Land $74,838 Building $299,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Bent Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Bent Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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