502 Bay Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 502 Bay Ave, Capitola, CA 95010

Property Summary

Property Type	Mixed Use Store/Office
Details	built 1962
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Tax Bill	$38,621 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-062-38`

Property Details

APN / Parcel Number

Primary APN	`036-062-38`
Alternative APN	`036-062-38-000`

Interior

Stories	1 Story

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 BAY AVE
City	CAPITOLA
State	CA
Zip	95010
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 BAY AVE, 220, CAPITOLA, CA 95010-2172
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000051885
Record Updated	Sep 20, 2026

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2020
Property Address	502 BAY AVE, CAPITOLA, CA 95010
Document Number	0000051884
Instrument Date	Nov 16, 2020
Instrument	51884
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	820 BAY AVE #220 CAPITOLA CA 950102172, 220, CAPITOLA, CA 95010-2172

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2020
Property Address	502 BAY AVE, CAPITOLA, CA 95010
Document Number	0000051885
Instrument Date	Nov 5, 2020
Instrument	51885
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	820 BAY AVE #220 CAPITOLA CA 950102172, 220, CAPITOLA, CA 95010-2172

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$201,616 (+2%) Land $26,816 Building $174,800
2025	$38,621.00 (+18.5%)	$197,663 (+4.04%) Land $26,292 Building $171,371
2023	$32,592.00 (+7.78%)	$189,987 Land $25,269 Building $164,718
2022	$30,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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