502 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 502 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 777 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$984 (2025)
Deeds & Mortgages	Jan 2021 Refinance Mar 2019 Refinance
APN	`23-7662-48010`

Property Details

APN / Parcel Number

Primary APN	`23-7662-48010`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Stories	1 Story
Building Area	777 sqft Gross Area
1st Floor Area	777 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	502 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 48
Legal Subdivision	MINNESOTA IRON COMPANYS SECOND ADDITION
Legal Block	48
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4016
Census Tract	370400

Owner

Source: Lake County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	502 9TH AVE, TWO HARBORS, MN 55616-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 1 ROOF CMNTY LENDIN
Mar 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ARROWHEAD ECO OP AGEN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	502 9TH AVE, TWO HARBORS, MN 55616-1322
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196240
Date	Jan 20, 2021
Instrument	A000196240

Lender

Name	1 ROOF CMNTY LENDIN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Feb 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	502 9TH AVE, TWO HARBORS, MN 55616-1322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000191460
Date	Mar 6, 2019
Instrument	A000191460

Lender

Name	ARROWHEAD ECO OP AGEN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,500 (+6.28%) Land $29,000 Building $143,500	$172,500 (+6.28%) Land $29,000 Building $143,500
2025	$984.00
2023		$162,300 Land $18,800 Building $143,500	$162,300 Land $18,800 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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