502 3rd St, Paonia, CO 81428 Property Records

Delta County property record for 502 3rd St, Paonia, CO 81428 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 2,068 sqft · built 1908
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Apr 2020)
Tax Bill$2,401 (2025)
Deeds & MortgagesDec 2018 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR017966

Property Details

APN / Parcel Number

Primary APNR017966
Alternative APN
  • 324506164001

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area2,068 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1980
Architectural StyleVictorian
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account NumberR017966
Street Address502 3RD ST
CityPAONIA
StateCO
Zip81428-5016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description502 3RD ST PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: HALEYS SUBD PA BLOCK: 1 LOT: A TOTAL 0.21 AC+-PARCEL A REPLAT OF LTS 11, 12 & 13 BLK 1 HALEYS ADD/PAO BEING PT NE4 SEC 6 T14S R91W 6PM BK 556 PG 365 BK 837 PG 49 PLT BK 22 PG 63 BK 839 PGS 172 T
Legal SubdivisionHALEYS SUBD PA
Legal Block1
Legal Lot NumberA
JurisdictionDELTA CO
Township / Civil DivisionPAONIA
Census Block Group2
Census Block2058
Census Tract964600

Owner

Source: Delta County records · APN R017966

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1164, PAONIA, CO 81428-1164
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK OF COLORADO
Apr 17, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2020 · Amount on Record
Deed SaleApr 17, 2020 · Amount on Record
Prior SaleAug 30, 1999 · Amount on Record
Deed Document Number2020718246
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address502 3RD ST, PAONIA, CO 81428-5016
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number707763
DateDec 12, 2018
Instrument707763
Lender
NameFIRST STATE BANK OF COLORADO
TypeBank
AddressPAONIA, CO 81428
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateApr 17, 2020
Property Address502 3RD ST, PAONIA, CO 81428-5016
Document Number0000718246
Instrument DateApr 16, 2020
Instrument718246
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$36.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 3RD ST, PAONIA, CO 81428-5016

Mortgage

Document Number0000718247
DateApr 17, 2020
Instrument718247
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityPaonia Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,401.00 (+21.14%)$32,107 (+18.76%) Land $6,625 Building $25,482$513,713 (+27.31%) Land $106,000 Building $407,713
2024$1,982.00 (+4.48%)$27,035 (-) Land $3,538 Building $23,497
2023$1,897.00 (+2.76%)$27,035 (+5.87%) Land $3,538 Building $23,497$403,505 (+9.82%) Land $52,803 Building $350,702
2022$1,846.00$25,535 Land $2,433 Building $23,102$367,408 Land $35,000 Building $332,408

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299646002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 9% of Colorado
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
DMEA Utilities ServicesFiber6,000 / 6,000
Delta Montrose Electric AssociationFiber6,000 / 6,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
DMEA Utilities ServicesDSL100 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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