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5019 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 5019 River Rd, Cherry Valley, IL 61016 · Last verified August 2026

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1 ba · 2,350 sqft · built 1900
Lot Size5.46 acres (238,273 sqft)
OwnerIndividual Name on File
Tax Bill$3,255 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1613200004

Property Details

APN / Parcel Number

Primary APN1613200004
Alternative APN
  • 1613200002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,350 sqft Gross Area
1st Floor Area1,175 sqft
Basement Area1,175 sqft
Finished Basement1,175 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof MaterialAsphalt
Lot Area238,273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address5019 RIVER RD
CityCHERRY VALLEY
StateIL
Zip61016-9631
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionBEG INSECTN C/L RIVER RD & S LN SEC 12NE 185.1 FT NW TO W LN LT 18 S TO C/LRIVER RD TH NELY TO POB AKA PT LT 18SUB SEC 12-43-2 & PT NE1/4 SEC 13-43-2
Legal Lot Number18
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3011
Census Tract3705

Owner

Source: Winnebago County records · APN 1613200004

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5019 RIVER RD, CHERRY VALLEY, IL 61016-9631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5019 RIVER RD, CHERRY VALLEY, IL 61016-9631
Document Number0001034643
Instrument DateNov 05, 2020
Transaction TypeMortgage
Record UpdatedDec 01, 2020
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5019 RIVER RD CHERRY VALLEY IL 610169631, CHERRY VALLEY, IL 61016-9631

Mortgage

Document Number0001034643
DateNov 12, 2020
Instrument1034643
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term240 Months
DueNov 11, 2040
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,255.00$52,488 (+23.87%) Land $7,911 Building $44,577$157,464 (+23.87%) Land $23,733 Building $133,731
2022Homeowner's exemption$42,374 Land $6,046 Building $36,328$127,122 Land $18,138 Building $108,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010037053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
JAB WirelessFixed Wireless (licensed-by-rule)25 / 5
AT&TFixed Wireless25 / 3
T-Mobile USAFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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