5019 Gerhardt Pl, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5019 Gerhardt Pl, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-0350-014-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0350-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	11,761 sqft (0.27 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5019 GERHARDT PL
City	FAIR OAKS
State	CA
Zip	95628-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	DOWNING PLACE, LOT 14
Legal Subdivision	DOWNING PLACE
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	8006

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5019 GERHARDT PL, FAIR OAKS, CA 95628-5463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5019 GERHARDT PL, FAIR OAKS, CA 95628-5463
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5019 GERHARDT PL, FAIR OAKS, CA 95628-5463

Mortgage

Document Number	0000000834
Date	Dec 19, 2023
Instrument	202312190834

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5019 GERHARDT PL, FAIR OAKS, CA 95628-5463
Document Number	2010301626
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5019 GERHARDT PL FAIR OAKS CA 956285463, FAIR OAKS, CA 95628-5463

Mortgage

Document Number	2010301626
Date	Oct 30, 2020
Instrument	2010301626

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5019 GERHARDT PL, FAIR OAKS, CA 95628-5463
Document Number	1908020534
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5019 GERHARDT PL FAIR OAKS CA 956285463, FAIR OAKS, CA 95628-5463

Mortgage

Document Number	1908020534
Date	Aug 2, 2019
Instrument	1908020534

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,082 (+2%) Land $137,966 Building $274,116
2025	$4,856.00 (+0.81%) Homeowner's exemption	$404,003 (+4.04%) Land $135,261 Building $268,742
2024	$4,817.00 (+3.02%)
2023	$4,676.00 (+0.43%) Homeowner's exemption	$388,316 Land $130,009 Building $258,307
2022	$4,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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