5018 William Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5018 William Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,010 sqft · built 2009
Lot Size	0.254 acres (11,050 sqft)
Owner	Company Name on File
Last Sale	$1,000 (May 2023)
Tax Bill	$9,906 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-476-059`

Property Details

APN / Parcel Number

Primary APN	`8813-07-476-059`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Basement Area	2,010 sqft
Finished Basement	1,100 sqft
Unfinished Basement	2,010 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5018 WILLIAM DR
City	WATERLOO
State	IA
Zip	50701-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLINGAMAN PARK THIRD ADDITION LOT 9
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KLINGAMAN PARK THIRD ADDITION
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1078
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 2, 2023	Intrafamily Transfer, Transfer
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Feb 22, 2023 · Amount on File
Deed Document Number	202314585
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	0000019914
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022166
Date	Jun 16, 2020
Instrument	202000022166

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 2, 2023
Property Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740
Document Number	202300014585
Instrument Date	Apr 28, 2023
Instrument	202300014585
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 22, 2023
Property Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740
Document Number	202300011649
Instrument Date	Feb 13, 2023
Instrument	202300011649
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5018 WILLIAM DR, WATERLOO, IA 50701-9740

Mortgage

Document Number	202300011650
Date	Feb 22, 2023
Instrument	202300011650

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.86%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	4.86%
Max Rate At Change	6.86%
Index	1-Year T-Bill
Max Rate	9.86%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,906.00 (+15.59%) Homeowner's exemption	$496,300 (+22.98%) Land $41,650 Building $454,650	$496,300 (+22.98%) Land $41,650 Building $454,650
2024	$8,570.00 (+14.48%)
2023		$403,560 (+15.4%) Land $41,650 Building $361,910	$403,560 (+15.4%) Land $41,650 Building $361,910
2022	$7,486.00 Homeowner's exemption	$349,710 Land $41,650 Building $308,060
2021			$349,710 Land $41,650 Building $308,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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