5018 Opal Falls Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 5018 Opal Falls Ln, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,570 sqft · built 2004
Lot Size0.255 acres (11,105 sqft)
Owner2 Individual Names on Record
Tax Bill$4,431 (2025)
Deeds & MortgagesJun 2019 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR273948

Property Details

APN / Parcel Number

Primary APNR273948
Alternative APN
  • 2290-14-002-0140-914

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,570 sqft Living Area
Gross Area3,252 sqft
1st Floor Area2,570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,105 sqft (0.255 acres)
Lot Dimensions135 ft deep x 93.5 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area374 sqft
Patio Area69 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5018 OPAL FALLS LN
CityKATY
StateTX
Zip77494-2530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH WEST SEC 14, BLOCK 2, LOT 14
Legal SubdivisionCINCO RANCH WEST SEC 14
Legal Block2
Legal Lot Number14
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3013
Census Tract673106

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5018 OPAL FALLS LN, KATY, TX 77494-2530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2019Deed of Trust, Mortgage · Line of Credit
BOKF NA
May 8, 2020Deed of Trust, Mortgage
AMERICAN FINANCING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2024
Deed SaleNov 7, 2024
Prior SaleSep 21, 2009 · Amount on Record
Deed Document Number2024109205
Prior Transfer DateSep 15, 2009
Prior Transfer Doc0000099793
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address5018 OPAL FALLS LN, KATY, TX 77494-2530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058172
DateJun 3, 2019
Instrument2019058172
Lender
NameBOKF NA
TypeBank
AddressDALLAS, TX 75229
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address5018 OPAL FALLS LN, KATY, TX 77494-2530
Document Number0000054962
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5018 OPAL FALLS LN KATY TX 774942530, KATY, TX 77494-2530

Mortgage

Document Number0000054962
DateMay 14, 2020
Instrument54962
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
AmountAmount Recorded
Term180 Months
DueMay 13, 2035

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,431.00 (-16.11%)$436,420 (-7.31%) Land $82,680 Building $353,740$436,420 (-8.97%) Land $82,680 Building $353,740
2024$5,282.00 (+68.11%) Homeowner's exemption Senior Citizen's exemption$470,859 (+1%) Land $82,680 Building $396,770$479,450 (+4.4%) Land $82,680 Building $396,770
2023$3,142.00 (-41.65%) Homeowner's exemption Senior Citizen's exemption$428,054 Land $63,600 Building $395,646$459,246 Land $63,600 Building $395,646
2018$5,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 policies
Nearby Flood Policies285 in force
Nearby Flood Claims6 (2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 14
serves 6,192 people · EPA ID TX0790422
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T.

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