5018 Duncan Rd, Monroe, NC 28110 Property Records

Union County property record for 5018 Duncan Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,836 sqft · built 2001
Lot Size	0.922 acres (40,162 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Apr 2026)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-234-037`

Property Details

APN / Parcel Number

Primary APN	`08-234-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,162 sqft (0.922 acres)
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5018 DUNCAN RD
City	MONROE
State	NC
Zip	28110-6965
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 DUNCAN MEADOWS OPCG504
Legal Subdivision	DUNCAN MEADOWS
Legal Lot Number	4
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5018 DUNCAN RD, MONROE, NC 28110-6965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 1, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20268797
Deed Book / Page	9341 / 448
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	783518
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 1, 2026
Property Address	5018 DUNCAN RD, MONROE, NC 28110-6965
Document Number	0000008797
Book / Page	9341 / 448
Instrument Date	Apr 1, 2026
Instrument	20268797
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SIESTA TITLE LLC, VISTA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5018 DUNCAN RD, MONROE, NC 28110-6965

Mortgage

Document Number	0000008798,
Date	Apr 1, 2026
Instrument	20268798

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 1, 2026
Property Address	5018 DUNCAN RD, MONROE, NC 28110-6965
Document Number	0009341448
Book / Page	9341 / 448
Instrument Date	Apr 1, 2026
Instrument	2026.8797
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SIESTA TITLE LLC, VISTA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5018 DUNCAN RD, MONROE, NC 28110-6965

Mortgage

Document Number	0000008798,
Date	Apr 1, 2026
Book Page	9341/450
Instrument	2026.8798

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 5, 2022
Property Address	5018 DUNCAN RD, MONROE, NC 28110-6965
Document Number	0008585857
Book / Page	8585 / 857
Map Reference	CAB G FILE 504
Instrument Date	Oct 4, 2022
Instrument	34618
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3815 BRITTON RD, 3815, SUMTER, SC 29153-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5018 DUNCAN RD, MONROE, NC 28110-6965

Mortgage

Document Number	0000034619
Date	Oct 5, 2022
Instrument	34619

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 5, 2020
Property Address	5018 DUNCAN RD, MONROE, NC 28110-6965
Document Number	0000783518
Book / Page	7835 / 18
Map Reference	CAB G FILE 504
Instrument Date	Aug 28, 2020
Instrument	39994
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5018 DUNCAN RD, MONROE, NC 28110-6965

Mortgage

Document Number	0000039995
Date	Oct 5, 2020
Instrument	39995

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,700 (-) Land $54,000 Building $174,700	$228,700 (-) Land $54,000 Building $174,700
2025	$1,162.00 (+17.73%)	$228,700 (+55.05%) Land $54,000 Building $174,700	$228,700 (+55.05%) Land $54,000 Building $174,700
2023	$987.00	$147,500 Land $32,300 Building $115,200	$147,500 Land $32,300 Building $115,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Duncan Rd

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