FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$14,329.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
5018 CONGRESS AVE, OAKLAND, CA 94601-5402
Mortgage
Document Number
0000069109
Date
Jun 16, 2023
Instrument
2023069109
Lender
Name
BETTER MORTGAGE CORPORATION
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2053
March 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ALAMEDA CA
Recording Date
Mar 9, 2022
Property Address
5018 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number
0000049879
Map Reference
MB 20 PG 33
Instrument Date
Mar 2, 2022
Instrument
2022049879
Transaction Type
Transfer
Record Updated
Mar 29, 2022
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$8,855.00
Amount Accuracy
Rounded by County
Additional
Notice of Trustee Sale
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
100 PALM AVE, SAN CARLOS, CA 94070-1925
Mortgage
Document Number
0000049880
Date
Mar 9, 2022
Instrument
2022049880
Lender
Name
KIAVI FUNDING INC
Type
Mortgage Company
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
5018 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number
0000064002
Instrument Date
Mar 21, 2018
Transaction Type
Mortgage
Record Updated
Apr 11, 2018
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO RESID'
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5018 CONGRESS AVE OAKLAND CA 946015402, OAKLAND, CA 94601-5402
Mortgage
Document Number
0000064002
Date
Mar 29, 2018
Instrument
64002
Lender
Name
LIBERTY HM EQUITY SOLUTIONS
Type
Funding / Finance Company
Address
RANCHO CORDOVA, CA 95670
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
780 Months
Due
Mar 28, 2083
Interest
Rate Type
Adjustable Rate
Rate
4.74%
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
5018 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number
0000064003
Instrument Date
Mar 21, 2018
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
NEW YORK TITLE AGENCY INC, FIRST AMERICAN TITLE CO RESID'
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5018 CONGRESS AVE OAKLAND CA 946015402, OAKLAND, CA 94601-5402
Mortgage
Document Number
0000064003
Date
Mar 29, 2018
Instrument
64003
Lender
Name
HUD-HOUSING/URBAN DEV
Address
WASHINGTON, DC 20410
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
780 Months
Due
Mar 28, 2083
Interest
Rate Type
Adjustable Rate
Rate
4.74%
Tax Assessment & Valuation
The 2025 property tax bill for 5018 Congress Ave was $13,697 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$937,467 (+1.24%)Land $283,340Building $661,127
2025
$13,697.00Homeowner's exemption
$925,955Land $277,786Building $648,169
2023
$8,740.00 (-12.88%)
$506,000 (-10.73%)Land $151,800Building $354,200
$690,210
2022
$10,032.00Homeowner's exemption
$566,807Land $170,042Building $396,765
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5018 Congress Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2006)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jun 2006 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 5018 Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,284 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Sonic Telecom Fiber
10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
1,000 / 75
Unwired Fixed Wireless
300 / 25
May also be available: Etheric Networks, GeoLinks, T-Mobile.