50178 Bermont Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 50178 Bermont Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$168,550 (Dec 2024)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402728300014`

Property Details

APN / Parcel Number

Primary APN	`402728300014`
Alternative APNs	`00749270001110` `10004629532`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	00749270001110
Street Address	50178 BERMONT RD
City	PUNTA GORDA
State	FL
Zip	33982-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	28 40 27 TR 111 5A M/LS1/2 OF NE1/4 OF SW1/4 OF SW1/4AKA GOLDEN RANCHES TR111 849/1320 1101/311 2450/5 2637/2051 3589/1495 4920/1004 3214427 E3300307 3478674
Legal Range	27E
Legal Township	40S
Legal Section	28
Legal Subdivision	GOLDEN RANCHES
Legal Tract	111
Legal Block	T111
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	50178 BERMONT RD, PUNTA GORDA, FL 33982-6706
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Warranty Deed, Transfer · Commercial Mortgage THOMAS PATTERSON ETAL
Feb 3, 2023	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT SERVICES OF FLORIDA ACA
Feb 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	20243478674
Prior Transfer Date	Dec 30, 2021
Prior Transfer Doc	0049201004
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 20, 2024
Property Address	50178 BERMONT RD, PUNTA GORDA, FL 33982-6706
Document Number	0003478674
Instrument Date	Dec 16, 2024
Instrument	3478674
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10404 S 228TH EAST AVE, BROKEN ARROW, OK 74014-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50178 BERMONT RD, PUNTA GORDA, FL 33982-6706

Mortgage

Document Number	0003478675
Date	Dec 20, 2024
Instrument	3478675

Lender

Name	THOMAS PATTERSON ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Jan 31, 2035

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 3, 2023
Property Address	50178 BERMONT RD, PUNTA GORDA, FL 33982-6706
Document Number	0003214427
Instrument Date	Feb 3, 2023
Instrument	3214427
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 LA COSTA CT, WESTON, FL 33326-1489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5905 NE CUBITIS AVE LOT 48, 48, ARCADIA, FL 34266-5938

Mortgage

Document Number	0003214428
Date	Feb 3, 2023
Instrument	3214428

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 2, 2022
Property Address	50178 BERMONT RD, PUNTA GORDA, FL 33982-6706
Document Number	0049201004
Book / Page	4920 / 1004
Instrument Date	Dec 30, 2021
Instrument	3053730
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 GARDEN RD, WESTON, FL 33326-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 LA COSTA CT, WESTON, FL 33326-1489
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (+11.36%)	$77,494 (+74.48%) Land $68,638 Building $8,856	$77,494 (+16.53%) Land $68,638 Building $8,856
2024	$1,039.00 (+33.55%)
2023	$778.00 (+21.75%)	$44,413 (+1%)	$66,500 (+64.71%) Land $66,500
2022	$639.00	$40,375 Land $40,375	$40,375 Land $40,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 92% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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