5017 Downing Dr, Fort Mill, SC 29708 Property Records

York County property record for 5017 Downing Dr, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,887 sqft · built 2007
Lot Size0.337 acres (14,687 sqft)
Owner2 Company Names on File
Last Sale$580,000 (Jan 2017)
Tax Bill$4,629 (2025)
Deeds & MortgagesOct 2026 Transfer
Sep 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN655-11-01-127

Property Details

APN / Parcel Number

Primary APN655-11-01-127

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,887 sqft Living Area
Gross Area4,587 sqft
1st Floor Area2,447 sqft
2nd Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area14,687 sqft (0.337 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area448 sqft
Patio Area677 sqft

Location & Zoning

Street Address5017 DOWNING DR
CityFORT MILL
StateSC
Zip29708-6518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLT# 1117 BAXTER WEST PH XXIX
Legal SubdivisionBAXTER
Legal Lot Number1117
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1011
Census Tract61004

Owner

5017 Downing Dr is owned by a company that acquired it in September 2026.

Source: York County records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
FOUNDERS FEDERAL CREDIT UNION
May 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
FOUNDERS FCU
Feb 19, 2020Deed of Trust, Mortgage · Line of Credit
FEDERAL CREDIT UNION
Jan 6, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2017 · Amount on File
Deed SaleJan 6, 2017 · Amount on File
Prior SaleJul 23, 2007 · Amount on File
Deed Document Number2017374570
Deed Book / Page16177 / 302
Last Transfer DateSep 29, 2026
Transfer Doc0000036084
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYORK SC
Recording DateOct 8, 2026
Property Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Document Number0000036084
Book / Page22856 / 439
Instrument DateSep 29, 2026
Instrument202636084
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address5017 DOWNING DR, FORT MILL, SC 29708-6518

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Recording DateSep 30, 2026
Property Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Document Number0000035050
Book / Page22843 / 73
Instrument DateSep 25, 2026
Instrument202635050
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5017 DOWNING DR, FORT MILL, SC 29708-6518

Mortgage

Document Number0000035050,
DateSep 30, 2026
Book Page22843/73
Instrument202635050
Lender
NameFOUNDERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 5, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5017 DOWNING DR, FORT MILL, SC 29708-6518

Mortgage

Document Number2074000095
DateMay 5, 2023
Book Page20740/95
Instrument2023013279
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 5, 2033
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMay 1, 2030
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8%
IndexOther
Max Rate12%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1808300450
DateFeb 19, 2020
Book Page18083/450
Instrument2020007073
Lender
NameFEDERAL CREDIT UNION
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 5, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionYORK SC
Recording DateJan 6, 2017
Property Address5017 DOWNING DR, FORT MILL, SC 29708-6518
Document Number1617700302
Book / Page016177 / 000302
Instrument DateDec 27, 2016
Instrument374570
Transaction TypeTransfer
Record UpdatedJan 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,146.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5017 DOWNING DR FORT MILL SC 297086518, FORT MILL, SC 29708-6518

Mortgage

Document Number1617700305,
DateJan 6, 2017
Book Page016177/000305
Instrument374571
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJan 5, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5017 Downing Dr was $4,629.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,629.00$26,361 Land $3,975 Building $22,386$828,900 Land $125,000 Building $703,900
2023$3,442.00$20,298 Land $5,000 Building $15,298$507,461 Land $125,000 Building $382,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5017 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5017 Downing Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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