5017 Celeste Ct, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 5017 Celeste Ct, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,716 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Last Sale	$699,000 (Sep 2025)
Tax Bill	$4,628 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-095-11`

Property Details

APN / Parcel Number

Primary APN	`227-095-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,716 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	2,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5017 CELESTE CT
City	CHARLOTTE
State	NC
Zip	28270-0433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11 BA M10-273
Legal Subdivision	CAMELOT
Legal Block	A
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	5847

Owner

5017 Celeste Ct is owned by a company that acquired it in December 2025.

Source: Mecklenburg County records, as of September 11, 2026

Owner of Record	2 Company Names on File
Mailing Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2025	Intrafamily Transfer, Transfer
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
May 16, 2018	Warranty Deed, Transfer · Line of Credit OLD NORTH CAP INVS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	May 8, 2025 · Amount on File
Deed Document Number	202597181
Deed Book / Page	39880 / 856
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000125341
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2026
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Document Number	0000092953
Book / Page	40679 / 237
Instrument Date	Aug 25, 2026
Instrument	202692953
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433

Mortgage

Document Number	0000092953,
Date	Aug 27, 2026
Book Page	40679/237
Instrument	202692953

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 5, 2025
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Document Number	0000125341
Book / Page	40054 / 423
Map Reference	MB 10 PG 273
Instrument Date	Dec 3, 2025
Instrument	2025125341
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062735
Date	Apr 25, 2022
Book Page	37278/607
Instrument	2022062735

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 24, 2025
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Document Number	0000097181
Book / Page	39880 / 856
Map Reference	MB 10 PG 273
Instrument Date	Sep 23, 2025
Instrument	2025097181
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7501 MONROE RD, CHARLOTTE, NC 28212-7107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433

Mortgage

Document Number	0000097182
Date	Sep 24, 2025
Instrument	2025097182

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 18, 2019
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Document Number	0000006831
Book / Page	33236 / 565
Map Reference	MB 10 PG 273
Instrument Date	Jan 18, 2019
Instrument	2019006831
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1622 PARKER DR, 1622, CHARLOTTE, NC 28208-6234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433

Mortgage

Document Number	0000006832
Date	Jan 18, 2019
Instrument	2019006832

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 16, 2018
Property Address	5017 CELESTE CT, CHARLOTTE, NC 28270-0433
Document Number	0000059751
Book / Page	032682 / 000383
Instrument Date	May 16, 2018
Instrument	59751
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 JACKSON ST FORT MILL SC 297151509, FORT MILL, SC 29715-1509

Mortgage

Document Number	59752
Date	May 16, 2018
Book Page	032682/000385
Instrument	59752

Lender

Name	OLD NORTH CAP INVS LLC
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 15, 2019

Interest

Rate Type	Adjustable Rate
Rate	10.9%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$591,000 Land $297,500 Building $293,500	$591,000 Land $297,500 Building $293,500
2024	$4,628.00
2023			$591,000 Land $297,500 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5017 Celeste Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5017 Celeste Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Celeste Ct

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