Catawba County property record for 5016 Kiser Island Rd, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,836 sqft · built 1972 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550 (Jul 2021) |
| Tax Bill | $3,531 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-04-72-3648 |
| Primary APN | 4616-04-72-3648 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5016 KISER ISLAND RD |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 35 PL 13-17 |
| Legal Subdivision | KISER SUNSET KEYS 1 |
| Legal Lot Number | 35 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11505 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Feb 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON |
| Sep 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 3, 2019 | Warranty Deed, Transfer · Line of Credit FIRST FSB/LINCOLNTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 202116058 |
| Deed Book / Page | 3669 / 1755 |
| Prior Transfer Date | Sep 18, 2019 |
| Prior Transfer Doc | 0035281328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 2, 2021 |
| Property Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 0036691755 |
| Book / Page | 3669 / 1755 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 16058 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10930 GREEN HERON CT, 10930, CHARLOTTE, NC 28278-6904 |
| Name | Verified Name |
|---|---|
| Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 16059 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 16059 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 26, 2020 |
| Property Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 0035740250 |
| Book / Page | 3574 / 250 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | May 20, 2020 |
| Instrument | 9795 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1709 DILLON AVE, 1709, BELGRADE, MT 59714-3570 |
| Name | Verified Name |
|---|---|
| Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 9796 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 9796 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.32% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 0035560474 |
| Instrument Date | Feb 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5016 KISER ISLAND RD TERRELL NC 286829774, TERRELL, NC 28682-9774 |
| Document Number | 0035560474 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 003556/000474 |
| Instrument | 3542 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092-3398 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 24, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 24, 2019 |
| Property Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 0035281328 |
| Book / Page | 003528 / 001328 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 16763 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 833 BANNER ELK NC 286040833, BANNER ELK, NC 28604-0833 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jan 3, 2019 |
| Property Address | 5016 KISER ISLAND RD, TERRELL, NC 28682-9774 |
| Document Number | 0034870432 |
| Book / Page | 003487 / 000432 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 SKILOFT RD BEECH MOUNTAIN NC 286048184, BEECH MOUNTAIN, NC 28604-8184 |
| Document Number | 34870434 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 003487/000434 |
| Instrument | 122 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092-3398 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,100 (-) Land $344,400 Building $541,700 | ||
| 2025 | $3,531.00 (-19.09%) | $886,100 (+65.29%) Land $344,400 Building $541,700 | |
| 2024 | $4,364.00 (+2.08%) | ||
| 2023 | $4,275.00 | $536,100 Land $198,700 Building $337,400 | $886,100 Land $344,400 Building $541,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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