5016 Hartwell Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5016 Hartwell Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,355 sqft · built 2016
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$562,700 (Jan 2017)
Tax Bill	$8,013 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082531373400013380`

Property Details

APN / Parcel Number

Primary APN	`082531373400013380`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,355 sqft Heated Area
Gross Area	5,471 sqft
1st Floor Area	2,132 sqft
Upper Floors Area	2,223 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	49 sqft
Porch	Open Porch
Porch Area	366 sqft
Deck Area	798 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5016 HARTWELL CT
City	SAINT CLOUD
State	FL
Zip	34771-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 338
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	LAKESHORE AT NARCOOSSEE
Legal Phase	3
Legal Tract	3734
Legal Lot Number	338
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

5016 Hartwell Ct is owned and occupied by an individual who bought it in January 2017.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5016 HARTWELL CT, SAINT CLOUD, FL 34771-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 5, 2017	Special Warranty Deed, Subdivision Related Transfer TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Prior Sale	Jul 11, 2016 · Amount on File
Deed Document Number	2017002638
Deed Book / Page	5081 / 1574
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5016 HARTWELL CT, SAINT CLOUD, FL 34771-7936
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5016 HARTWELL CT, SAINT CLOUD, FL 34771-7936

Mortgage

Document Number	0060560963
Date	Oct 1, 2021
Book Page	6056/963
Instrument	2021152796

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2017
Property Address	5016 HARTWELL CT, SAINT CLOUD, FL 34771-7936
Document Number	0050811574
Book / Page	5081 / 1574
Map Reference	MB24 PG88-93
Instrument Date	Jan 4, 2017
Instrument	2017002638
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,938.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5016 HARTWELL CT, SAINT CLOUD, FL 34771-7936

Mortgage

Document Number	0050811576
Date	Jan 5, 2017
Instrument	5081/1576

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5016 Hartwell Ct was $8,013 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,013.00 Homeowner's exemption	$567,828	$682,700 Land $88,000 Building $594,700
2023	$7,542.00 (+3.53%) Homeowner's exemption	$535,754 (+3%)	$675,900 (+13.88%) Land $88,000 Building $587,900
2022	$7,285.00 Homeowner's exemption	$520,150	$593,500 Land $88,000 Building $505,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5016 Hartwell Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5016 Hartwell Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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