5016 Ellison Rd, Sterling, MI 48659 Property Records

Arenac County property record for 5016 Ellison Rd, Sterling, MI 48659

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,912 sqft · built 1969
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2021)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-0-020-400-005-00`

Property Details

APN / Parcel Number

Primary APN	`005-0-020-400-005-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,912 sqft Living Area
1st Floor Area	2,000 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	174,240 sqft (4 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5016 ELLISON RD
City	STERLING
State	MI
Zip	48659-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T19N R4E SEC 20 E 1/2 OF SE 1/4 OF SE 1/4 ACRES = 20.00
Legal Range	04E
Legal Township	19N
Legal Section	20
Jurisdiction	ARENAC MI
Township / Civil Division	DEEP RIVER
Census Block Group	3
Census Block	3024
Census Tract	970300

Owner

5016 Ellison Rd is owned and occupied by an individual who bought it in December 2021.

Source: Arenac County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5016 ELLISON RD, STERLING, MI 48659-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Balloon Mortgage SUNRISE FAMILY CREDIT UNION
Jan 8, 2017	Deed of Trust, Mortgage SUNRISE FAMILY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	5016 ELLISON RD, STERLING, MI 48659-9538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800077
Date	Jan 8, 2018
Instrument	201800077

Lender

Name	SUNRISE FAMILY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	5016 ELLISON RD, STERLING, MI 48659-9538
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700077
Date	Jan 8, 2017
Instrument	201700077

Lender

Name	SUNRISE FAMILY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5016 Ellison Rd was $4,927 with a homeowner's exemption.

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Deep River Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,400	$408,800
2025	$4,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5016 Ellison Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1990)
Most Recent Claim	Mar 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5016 Ellison Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vogtmann Engineering Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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