5015 Whetstone Rd, Columbia, MD 21044 Property Records

Howard County property record for 5015 Whetstone Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,750 sqft · built 1973
Lot Size	0.316 acres (13,764 sqft)
Owner	Individual Name on Record
Last Sale	$646,000 (Jun 2023)
Tax Bill	$8,097 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-034246`

Property Details

APN / Parcel Number

Primary APN	`15-034246`
Alternative APN	`034246`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,750 sqft Total Area
Basement Area	534 sqft
Finished Basement	534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,764 sqft (0.316 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	034246
Street Address	5015 WHETSTONE RD
City	COLUMBIA
State	MD
Zip	21044-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 21 S 9 AR 3 5015 WHETSTONE RD VWL RUNNING BROOK
Legal Subdivision	VWL RUN
Legal Lot Number	21
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4003
Census Tract	605401

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5015 WHETSTONE RD, COLUMBIA, MD 21044-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Sep 12, 1997
Deed Book / Page	22030 / 337
Transfer Doc	0000006128
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 30, 2023
Property Address	5015 WHETSTONE RD, COLUMBIA, MD 21044-1529
Document Number	0220300337
Book / Page	22030 / 337
Map Reference	MB 13 FO 27
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5015 WHETSTONE RD, COLUMBIA, MD 21044-1529

Mortgage

Document Number	0022030342
Date	Jun 30, 2023
Instrument	22030/342

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,097.00 (-0.34%) Homeowner's exemption	$583,233 (+8.15%)	$627,200 (-) Land $291,300 Building $335,900
2025	$8,125.00 (+64.77%) Homeowner's exemption	$539,267 (+15.57%)	$627,200 (+26.63%) Land $291,300 Building $335,900
2023		$466,633 (+6.55%)	$495,300 (-) Land $246,300 Building $249,000
2022	$4,931.00 Homeowner's exemption	$437,967	$495,300 Land $246,300 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 13 condo units
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20