5015 Pacific Crest Trl, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 5015 Pacific Crest Trl, Cottleville, MO 63304

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,076 sqft · built 2023
Lot Size0.302 acres (13,151 sqft)
OwnerCompany Name on File
Last Sale$1,109,569 (Jun 2024)
Tax Bill$14,485 (2025)
Flood ZoneZone X (minimal risk)
APNT241500190

Property Details

APN / Parcel Number

Primary APNT241500190
Alternative APN
  • 3-0105-D438-00-0060.0000000

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,076 sqft Living Area
Gross Area4,680 sqft
1st Floor Area2,340 sqft
Basement Area2,340 sqft
Finished Basement736 sqft
Unfinished Basement1,604 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialStone
Lot Area13,151 sqft (0.302 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT241500190
Street Address5015 PACIFIC CREST TRL
CitySAINT CHARLES
StateMO
Zip63304-8048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTLEVILLE TRAILS #4A LOT 60
Legal SubdivisionCOTTLEVILLE TRAILS #4A
Legal Lot Number60
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3006
Census Tract311124

Owner

5015 Pacific Crest Trl is owned by a company that bought it in June 2024 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing Address5015 PACIFIC CREST TRL, SAINT CHARLES, MO 63304-8048
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Deed Document Number202425403
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5015 Pacific Crest Trl was $14,485.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,818$1,109,569 Land $80,000 Building $1,029,569
2025$14,485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5015 Pacific Crest Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5015 Pacific Crest Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: i3 Broadband, T-Mobile.

Nearby Properties on Pacific Crest Trl

Nearby Streets

Search Property Records by Address or Parcel Number