Santa Cruz County property record for 5015 Opal St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,244 sqft Living Area |
| Lot Size | 2,962 sqft (0.068 acres) |
| Garage | Attached, 252 sqft |
| Tax Bill | $12,174.00 (2025) |
| Primary APN | 034-067-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,496 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,962 sqft (0.068 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 252 sqft Garage |
| Deck Area | 80 sqft Deck |
| Patio Area | 80 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 5015 OPAL ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3842 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CAMP FAIR VIEW |
| Legal Lot Number | 101 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-067-18
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16199 HILLVALE AVE, MONTE SERENO, CA 95030-4159 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2009 |
| Transfer Doc | 0000003723 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 5015 OPAL ST, CAPITOLA, CA 95010-3842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 16199 HILLVALE AVE, MONTE SERENO, CA 95030-4159 |
| Document Number | 0000012295 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-0012295 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | May 01, 2032 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,946 (+2%) Land $551,968 Building $413,978 | ||
| 2025 | $12,174.00 (+9.8%) | $947,004 (+4.04%) Land $541,144 Building $405,860 | |
| 2023 | $11,087.00 (+1.18%) | $910,232 Land $520,132 Building $390,100 | $2,338,830 |
| 2022 | $10,958.00 |
5015 Opal St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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