5015 Hayes St, Gary, IN 46408 Property Records

Lake County property record for 5015 Hayes St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,932 sqft · built 1956
Lot Size	0.688 acres (29,969 sqft)
Owner	Individual Name on File
Tax Bill	$1,445 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0151-0002`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0151-0002`
Alternative APNs	`45-08-32-435-002.000-001` `013901510002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,932 sqft Living Area
Gross Area	5,908 sqft
1st Floor Area	1,966 sqft
Basement Area	1,646 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,969 sqft (0.688 acres)
Lot Dimensions	118 ft deep x 254 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5015 HAYES ST
City	GARY
State	IN
Zip	46408-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERN OAKS BLOCK J LOTS 2 TO 5 & SELY 90.75FT OF LOT 1
Legal Subdivision	FERN OAK
Legal Block	J
Legal Lot Number	2-5,1
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1010
Census Tract	41500

Owner

5015 Hayes St is owned and occupied by an individual who acquired it in October 2008.

Source: Lake County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5015 HAYES ST, GARY, IN 46408-4355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Jun 16, 2023	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Sep 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2008
Deed Sale	Oct 21, 2008
Prior Sale	Jan 24, 2007 · Amount on File
Deed Document Number	200872048
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jun 26, 2026
Property Address	5015 HAYES ST, GARY, IN 46408-4355
Document Number	0000526761
Instrument Date	Jun 9, 2026
Instrument	2026526761
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5015 HAYES ST, GARY, IN 46408-4355

Mortgage

Document Number	0000526761,
Date	Jun 26, 2026
Instrument	2026526761

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5015 HAYES ST, GARY, IN 46408-4355
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018801
Date	Jun 16, 2023
Instrument	2023-518801

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5015 HAYES ST, GARY, IN 46408-4355
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065134
Date	Sep 17, 2020
Instrument	2020 065134

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,700 Land $34,200 Building $139,500	$173,700 Land $34,200 Building $139,500
2024	$1,445.00
2023		$136,100 (+9.41%) Land $39,000 Building $97,100	$136,100 (+9.41%) Land $39,000 Building $97,100
2022	$1,244.00 Homeowner's exemption	$124,400 Land $24,400 Building $100,000	$124,400 Land $24,400 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5015 Hayes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5015 Hayes St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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