5015 Half Round Rd, Oswego, IL 60543 Property Records

Kendall County property record for 5015 Half Round Rd, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,577 sqft · built 2005
Lot Size1.25 acres (54,712 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Nov 2021)
Tax Bill$15,205 (2024)
Deeds & MortgagesDec 2025 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-32-128-001

Property Details

APN / Parcel Number

Primary APN03-32-128-001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,577 sqft Living Area
Gross Area6,249 sqft
1st Floor Area3,577 sqft
Basement Area1,812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialStone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area54,712 sqft
Lot Dimensions398 ft deep x 245 ft wide
Garage TypeAttached
Garage Area860 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5015 HALF ROUND RD
CityOSWEGO
StateIL
Zip60543-8161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 74 OLD RESERVE HILLS UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionOLD RESERVE HILLS
Legal Lot Number74
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2041
Census Tract890108

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Commercial Mortgage
DOGWOOD STATE BANK
Nov 2, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 7, 2021Intrafamily Transfer, Transfer
ATTORNEY
Jul 24, 2019Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleJul 24, 2019 · Amount on Record
Deed Document Number202128490
Prior Transfer DateMay 5, 2021
Prior Transfer Doc0000017228
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015953
DateDec 4, 2025
Instrument202500015953
Lender
NameDOGWOOD STATE BANK
TypeBank
AddressCHARLOTTE, NC 28262
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENDALL IL
Recording DateNov 2, 2021
Property Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161
Document Number0000028490
Map ReferenceDOC 200200022062
Instrument DateOct 4, 2021
Instrument202100028490
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161

Mortgage

Document Number0000028491
DateNov 2, 2021
Instrument202100028491
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateJul 7, 2021
Property Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161
Document Number0000017228
Map ReferenceDOC 200200022062
Instrument DateMay 5, 2021
Instrument202100017228
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 24, 2019
Property Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161
Document Number0000010023
Map ReferenceDOC 200200022062
Instrument DateJul 3, 2019
Instrument201900010023
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5015 HALF ROUND RD, OSWEGO, IL 60543-8161

Mortgage

Document Number0000010024
DateJul 24, 2019
Instrument201900010024
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$196,904 (+21.1%) Land $39,731 Building $157,173$590,712 (+21.1%) Land $119,193 Building $471,519
2024$15,205.00
2022$162,598 Land $32,809 Building $129,789$487,794 Land $98,427 Building $389,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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