5015 Christopher St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 5015 Christopher St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	600 sqft · built 1964
Lot Size	0.697 acres (30,361 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2017)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04601-0000-00044-0000-C5015`

Property Details

APN / Parcel Number

Primary APN	`48-04601-0000-00044-0000-C5015`
Alternative APNs	`48046010000000440000C050O` `4804601000000044 C050O`

Interior

Building Area	600 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	30,361 sqft (0.697 acres)

Location & Zoning

Old Parcel Number	48046010000000440000C050O
Street Address	5015 CHRISTOPHER ST
City	RAMSEY
State	NJ
Zip	07446-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.697AC
Legal Subdivision	WASHINGTON DRIVE
Legal Block	4601
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3004
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5015 CHRISTOPHER ST, RAMSEY, NJ 07446-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	201774260
Deed Book / Page	2741 / 1216
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 4, 2017
Property Address	5015 CHRISTOPHER ST, RAMSEY, NJ 07446-1939
Document Number	0027411216
Book / Page	02741 / 1216
Instrument Date	Sep 11, 2017
Instrument	17-074260
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 FREDERICK ST, 32, WALDWICK, NJ 07463-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5015 CHRISTOPHER ST, RAMSEY, NJ 07446-1939

Mortgage

Document Number	0027411222
Date	Oct 4, 2017
Book Page	02741/1222
Instrument	17-074260.01

Lender

Name	PINNACLE FCU
Type	Credit Union
Address	EDISON, NJ 08837

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate	0.69%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,700 (+4.65%) Land $160,000 Building $80,700	$240,700 (+4.65%) Land $160,000 Building $80,700
2025	$4,736.00 (+18.7%)	$230,000 (+62.66%) Land $150,000 Building $80,000	$230,000 (+62.66%) Land $150,000 Building $80,000
2024	$3,990.00 (+7.61%)
2023		$141,400 Land $85,000 Building $56,400	$141,400 Land $85,000 Building $56,400
2022	$3,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20