5014 Sawdust Cir, Ocoee, FL 34761 Property Records

Orange County property record for 5014 Sawdust Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1990
Lot Size	0.239 acres (10,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2022)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-01-410`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-01-410`
Alternative APNs	`282203782101410` `223820` `228349` `232857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,732 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,404 sqft (0.239 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5014 SAWDUST CIR
City	OCOEE
State	FL
Zip	34761-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 141
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Block	1
Legal Lot Number	141
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2001
Census Tract	15006

Owner

Source: Orange County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Mar 2, 2022	Warranty Deed, Transfer CORTITLE LLC, CORETITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	2022674772
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446

Mortgage

Document Number	0000630167
Date	Nov 4, 2024
Instrument	20240630167

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 4, 2022
Property Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446
Document Number	0000674772
Map Reference	MB 23 PG 32-35
Instrument Date	Nov 2, 2022
Instrument	20220674772
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NETWORK CLOSING SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1978 MEADOW CREST DR, APOPKA, FL 32712-5634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446

Mortgage

Document Number	0000674773
Date	Nov 4, 2022
Instrument	20220674773

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 2, 2022
Property Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446
Document Number	0000140198
Map Reference	MB 23 PG 32
Instrument Date	Feb 25, 2022
Instrument	20220140198
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8259 EL DORADO DR, PENSACOLA, FL 32506-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 SAWDUST CIR, OCOEE, FL 34761-8446

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,865 (+2.7%)	$385,110 (-1.3%) Land $90,000 Building $295,110
2025	$5,941.00 (+6.05%) Homeowner's exemption	$359,167 (+5.99%)	$390,170 (+9.42%) Land $90,000 Building $300,170
2024	$5,602.00 (+3.42%)
2023	$5,417.00 (+71.42%) Homeowner's exemption	$338,879 (+68.23%)	$356,573 (+29.57%) Land $90,000 Building $266,573
2022	$3,160.00 Homeowner's exemption	$201,440	$275,207 Land $90,000 Building $185,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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