50135 Spruce Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 50135 Spruce Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1971
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2021)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-09-22-278-025`

Property Details

APN / Parcel Number

Primary APN	`15-09-22-278-025`
Alternative APN	`0922278025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50135 SPRUCE DR
City	CHESTERFIELD
State	MI
Zip	48047-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	HOMEWOOD GARDENS SUBDIVISION LOT 188
Legal Subdivision	HOMEWOOD GARDENS SUBDIVISION
Legal Lot Number	188
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3017
Census Tract	221200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50135 SPRUCE DR, CHESTERFIELD, MI 48047-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Sep 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20212243185
Deed Book / Page	28042 / 312
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 24, 2021
Property Address	50135 SPRUCE DR, CHESTERFIELD, MI 48047-1930
Document Number	2102243185
Book / Page	28042 / 312
Map Reference	LB 61 PG 1-3
Instrument Date	Sep 3, 2021
Instrument	202102243185
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 PAUL CROMARTIE LN, 238, HARRELLS, NC 28444-8739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50135 SPRUCE DR, CHESTERFIELD, MI 48047-1930

Mortgage

Document Number	2102248336
Date	Oct 6, 2021
Book Page	28067/762
Instrument	202102248336

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 21, 2020
Property Address	50135 SPRUCE DR, CHESTERFIELD, MI 48047-1930
Document Number	0000112712
Book / Page	027006 / 000605
Instrument Date	Jul 29, 2020
Instrument	112712
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 PAUL CROMARTIE LN HARRELLS NC 284448739, HARRELLS, NC 28444-8739

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (+19.7%)	$239,400 (+19.7%)
2025	$3,789.00 (+14.06%)
2023		$100,000	$200,000
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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