Stearns County property record for 5013 Hidden Acres Cir, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,433 sqft · built 2010 |
| Lot Size | 15.7 acres (685,199 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,270 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0678 |
| Primary APN | 82-44152-0678 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,433 sqft Living Area |
| 1st Floor Area | 2,243 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 685,199 sqft (15.7 acres) |
| Lot Width | 1 ft Width |
| Garage Area | 2,316 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 5013 HIDDEN ACRES CIR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 15.73 .A W520' OF S2109' OF SE4 LESS .62A FOR HWY LESS VARIOUS TRACTS LESS CREEKSIDE ADD OLD # 30.19126.000 SECTION 32 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 401 |
Source: Stearns County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5013 HIDDEN ACRES CIR, SAINT CLOUD, MN 56301-8841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 7, 2026 |
| Property Address | 5013 HIDDEN ACRES CIR, SAINT CLOUD, MN 56301-8841 |
| Document Number | 0001716491 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261716491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5013 HIDDEN ACRES CIR, SAINT CLOUD, MN 56301-8841 |
| Document Number | 0001716491, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20261716491 |
| Name | DEERWOOD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,270.00 (+17.49%) | $561,000 (-) Land $90,000 Building $471,000 | $561,000 (-) Land $90,000 Building $471,000 |
| 2025 | $561,000 (+1.67%) Land $90,000 Building $471,000 | $561,000 (+1.67%) Land $90,000 Building $471,000 | |
| 2023 | $6,188.00 | $551,800 Land $110,000 Building $441,800 | $551,800 Land $110,000 Building $441,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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