Guthrie County property record for 5012 Panorama Dr, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,003 sqft · built 2023 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,500 (Jul 2021) |
| Tax Bill | $6,840 (2025) |
| Deeds & Mortgages | Dec 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001900301 |
| Primary APN | 0001900301 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,003 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Attic | Attic |
| Attic Area | 251 sqft |
| Basement Area | 1,752 sqft |
| Finished Basement | 675 sqft |
| Unfinished Basement | 1,752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5012 PANORAMA DR |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-8616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR A OF LOT 1436 & LOT 1437 PLAT 29 LAKE PANORAMA SUBDIVISION (GOLF COURSE LOT) |
| Legal Subdivision | PLAT 29 |
| Legal Lot Number | 1436 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 950100 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4218 STEWART LN, CEDAR FALLS, IA 50613-5105 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 20212380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 5012 PANORAMA DR, PANORA, IA 50216-8616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5012 PANORAMA DR, PANORA, IA 50216-8616 |
| Document Number | 0020232564 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023-2564 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 15, 2024 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,100 (-) Land $108,500 Building $507,600 | $616,100 (-) Land $108,500 Building $507,600 | |
| 2025 | $6,840.00 (+324.84%) | $616,100 (+790.32%) Land $108,500 Building $507,600 | $616,100 (+790.32%) Land $108,500 Building $507,600 |
| 2024 | $1,610.00 (+203.77%) | ||
| 2023 | $69,200 (+1%) Land $69,200 | $69,200 (+1%) Land $69,200 | |
| 2022 | $530.00 | $34,600 Land $34,600 | |
| 2021 | $34,600 Land $34,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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