5012 Owen Ln, Temple, TX 76502 Property Records

Bell County property record for 5012 Owen Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 2004
Lot Size	0.678 acres (29,534 sqft)
Owner	Individual Name on Record
Tax Bill	$5,063 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0406420000`

Property Details

APN / Parcel Number

Primary APN	`0406420000`
Alternative APNs	`131779` `798902`

Interior

Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	676 sqft
Utility Area	240 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Lot Area	29,534 sqft (0.678 acres)
Lot Dimensions	189 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	320 sqft
Storage Building	240 sqft

Location & Zoning

Account Number	798902
Street Address	5012 OWEN LN
City	TEMPLE
State	TX
Zip	76502-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN COVES TRACT 3, BLOCK 003, LOT 0006, & 0.250AC TR ADJ, ACRES .678 & 0.250AC TR ADJ
Legal Subdivision	SEVEN COVES TRACT 3
Legal Tract	3
Legal Block	3
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8002 SPRING VILLAGE DR, SPRING, TX 77389-3233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST
Apr 13, 2020	Correction Deed, Transfer ATTORNEY ONLY
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2015
Deed Sale	Jul 30, 2015
Prior Sale	Jul 7, 2008
Deed Document Number	2015-00028840
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5012 OWEN LN, TEMPLE, TX 76502-6612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068741
Date	Dec 11, 2020
Instrument	2020-00068741

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Apr 13, 2020
Property Address	5012 OWEN LN, TEMPLE, TX 76502-6612
Document Number	0000017513
Instrument Date	Apr 1, 2020
Instrument	17513
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3526 RYOAK ST SAN ANTONIO TX 782174634, SAN ANTONIO, TX 78217-4634

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Nov 2, 2018
Property Address	5012 OWEN LN, TEMPLE, TX 76502-6612
Document Number	0000045970
Instrument Date	Oct 29, 2018
Instrument	45970
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3526 RYOAK ST SAN ANTONIO TX 782174634, SAN ANTONIO, TX 78217-4634

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,063.00 (+11.57%)	$345,272 Land $83,285 Building $261,987	$345,272 Land $83,285 Building $261,987
2022	$4,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Altitude ISP, Nextlink, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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