5012 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5012 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Jun 2012)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-0380-049-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0380-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5012 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 02, LOT 162
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	162
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5801

Owner

5012 Olive Oak Way is owned by a company that bought it in June 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Jul 24, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 19, 2019	Quit Claim Deed, Mortgage · Conventional with PMI PROVIDENT FNDG
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2012 · Amount on File
Deed Sale	Jun 5, 2012 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Book / Page	20120605 / 1498
Prior Transfer Date	Oct 6, 1994
Prior Transfer Doc	9410001580
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656

Mortgage

Document Number	0000000548
Date	Jun 5, 2023
Instrument	202306050548

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Document Number	1911150602
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11768 S CARSON WAY GOLD RIVER CA 956708108, GOLD RIVER, CA 95670-8108

Mortgage

Document Number	1911150602
Date	Nov 15, 2019
Instrument	1911150602

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Nov 14, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2019
Property Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Document Number	1907240971
Instrument Date	Jul 11, 2019
Instrument	1907240971
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5012 OLIVE OAK WAY CARMICHAEL CA 956085656, CARMICHAEL, CA 95608-5656

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2019
Property Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Document Number	1907190391
Instrument Date	Jul 11, 2019
Instrument	1907190391
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 OLIVE OAK WAY CARMICHAEL CA 956085656, CARMICHAEL, CA 95608-5656

Mortgage

Document Number	1907190392
Date	Jul 19, 2019
Instrument	1907190392

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5012 OLIVE OAK WAY, CARMICHAEL, CA 95608-5656
Document Number	1708291275
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5012 OLIVE OAK WAY CARMICHAEL CA 956085656, CARMICHAEL, CA 95608-5656

Mortgage

Document Number	1708291275
Date	Aug 29, 2017
Instrument	1708291275

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5012 Olive Oak Way was $5,007, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,773 (+2%) Land $128,110 Building $294,663
2025	$5,007.00 (+0.97%)	$414,485 Land $125,599 Building $288,886
2024	$4,959.00 (+2.56%)
2023	$4,835.00 (+0.56%)	$398,392 Land $120,723 Building $277,669
2022	$4,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5012 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5012 Olive Oak Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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