5012 Oak Bluff Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 5012 Oak Bluff Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,430 sqft · built 1997
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,562 (Jul 2026)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-01.0-1-001-001.66`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-01.0-1-001-001.66`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	394 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5012 OAK BLUFF DR
City	HIGH RIDGE
State	MO
Zip	63049-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOCHMOOR RESUB LOT 41 LOT 41-6
Legal Range	4E
Legal Township	43N
Legal Section	01
Legal Subdivision	LOCHMOOR
Legal Block	2
Legal Lot Number	6-41
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	2
Census Block	2003
Census Tract	700305

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2025	Special Warranty Deed, Transfer
Dec 9, 2025	Warranty Deed, Transfer · Commercial Mortgage SULLIVAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Dec 9, 2025 · Amount on Record
Deed Document Number	202619251
Prior Transfer Date	Jan 20, 2015
Prior Transfer Doc	2015R001867
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 16, 2026
Property Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406
Document Number	0000019251
Instrument Date	Jul 14, 2026
Instrument	202619251
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406

Mortgage

Document Number	0000019252,
Date	Jul 16, 2026
Instrument	202619252

Lender

Name	GENEVA FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406

Mortgage

Document Number	0000019388
Date	Jun 10, 2022
Instrument	2022R-019388

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 17, 2052

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 9, 2025
Property Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406
Document Number	0000032127
Map Reference	MB 82 PG 23
Instrument Date	Dec 5, 2025
Instrument	2025R-032127
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 MORNINGVIEW CT, SAINT LOUIS, MO 63129-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11960 WESTLINE INDUSTRIAL DR STE 201, 201, SAINT LOUIS, MO 63146-3209
Investor	Possibly a Property Investor

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 9, 2025
Property Address	5012 OAK BLUFF DR, HIGH RIDGE, MO 63049-1406
Document Number	0000032128
Map Reference	MB 82 PG 23
Instrument Date	Dec 5, 2025
Instrument	2025R-032128
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11960 WESTLINE INDUSTRIAL DR STE 201, 201, SAINT LOUIS, MO 63146-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 SAINT CHRISTOPHER WAY, ARNOLD, MO 63010-3981

Mortgage

Document Number	0000032129
Date	Dec 9, 2025
Instrument	2025R-032129

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (-) Land $7,700 Building $52,700	$317,900 (-) Land $40,700 Building $277,200
2025	$4,056.00 (+0.87%)	$60,400 (+8.44%) Land $7,700 Building $52,700	$317,900 (-) Land $40,700 Building $277,200
2024	$4,021.00 (+0.53%)		$317,900 (+8.46%) Land $40,700 Building $277,200
2023	$4,000.00	$55,700 Land $7,700 Building $48,000	$293,100 Land $40,700 Building $252,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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