5012 N Elgin St, Spokane, WA 99205 Property Records

Spokane County property record for 5012 N Elgin St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,582 sqft · built 1957
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2023)
Tax Bill	$3,675 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26364.2721`

Property Details

APN / Parcel Number

Primary APN	`26364.2721`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	982 sqft
Basement Area	960 sqft
Finished Basement	600 sqft
Unfinished Basement	360 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	96 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5012 N ELGIN ST
City	SPOKANE
State	WA
Zip	99205-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MT PLEASANT 1 L21 B11
Legal Range	42E
Legal Township	26N
Legal Section	36
Legal Subdivision	MT PLEASANT
Legal Block	11
Legal Lot Number	21
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3012
Census Tract	700

Owner

Source: Spokane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
May 7, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
May 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Document Number	20237294687
Prior Transfer Date	Mar 20, 1998
Prior Transfer Doc	0004203037
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 7, 2023
Property Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644
Document Number	0007294687
Map Reference	VOL N PG 50
Instrument Date	Jul 6, 2023
Instrument	7294687
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644

Mortgage

Document Number	0007294688
Date	Jul 7, 2023
Instrument	7294688

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0007294689
Date	Jul 7, 2023
Instrument	7294689

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Change Frequency	2 Years

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 7, 2020
Property Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644
Document Number	0006918250
Map Reference	VOL N PG 50
Instrument Date	May 4, 2020
Instrument	6918250
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,053.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644

Mortgage

Document Number	0006918251
Date	May 7, 2020
Instrument	6918251

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5012 N ELGIN ST, SPOKANE, WA 99205-5644
Document Number	0006607652
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5012 N ELGIN ST SPOKANE WA 992055644, SPOKANE, WA 99205-5644

Mortgage

Document Number	0006607652
Date	May 31, 2017
Instrument	6607652

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,675.00 (+2.08%)	$335,700 (+1.11%) Land $80,000 Building $255,700	$335,700 (+1.11%) Land $80,000 Building $255,700
2025	$3,600.00 (+10.84%)
2024		$332,000 (+27.84%) Land $60,000 Building $272,000	$332,000 (+27.84%) Land $60,000 Building $272,000
2023	$3,248.00 (+6.88%)	$259,700 (-) Land $58,000 Building $201,700	$259,700 (-) Land $58,000 Building $201,700
2022	$3,039.00	$259,700 Land $58,000 Building $201,700	$259,700 Land $58,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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