1. Home
  2. Florida
  3. Clay County
  4. Middleburg
  5. Laurel St

5012 Laurel St, Middleburg, FL 32068 Property Records

Clay County property record for 5012 Laurel St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,245 sqft · built 2024
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Oct 2024)
Tax Bill$1,415 (2024)
Deeds & MortgagesJul 2026 Mortgage
Oct 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-05-24-006411-018-01

Property Details

APN / Parcel Number

Primary APN18-05-24-006411-018-01

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,245 sqft Living Area
Gross Area2,707 sqft
1st Floor Area2,245 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialOther
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5012 LAUREL ST
CityMIDDLEBURG
StateFL
Zip32068-5240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 S18T5R24 AS REC OR 4866 PG 2055
Legal Range24E
Legal Township05S
Legal Section18
Legal SubdivisionDEER PARK ESTATES
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2004
Census Tract30105

Owner

5012 Laurel St is owned and occupied by two individuals who bought it in October 2024.

Source: Clay County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
NETX MORTGAGE LLC
Oct 16, 2024Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 9, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
VYSTAR CU
Mar 21, 2022Warranty Deed, Transfer
REALTY TITLE INC
Sep 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Prior SaleFeb 9, 2024
Deed Document Number202447370
Deed Book / Page4866 / 2055
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 17, 2026
Property Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240
Document Number0000035236
Book / Page5067 / 88
Instrument DateJul 16, 2026
Instrument202635236
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240

Mortgage

Document Number0000035237,
DateJul 17, 2026
Book Page5067/91
Instrument202635237
Lender
NameNETX MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 16, 2024
Property Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240
Document Number0048662055
Book / Page4866 / 2055
Instrument DateOct 11, 2024
Instrument2024047370
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanySONSHINE TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2443 ROYAL POINTE DR, GREEN COVE SPRINGS, FL 32043-7251

Transferred To (Grantee/Buyer)

NameVerified Name
Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240

Mortgage

Document Number2024047371
DateOct 16, 2024
Instrument2024047371
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateFeb 9, 2024
Property Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240
Document Number0047940197
Book / Page4794 / 197
Instrument DateFeb 5, 2024
Instrument2024006383
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2025
Title CompanyTITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121

Transferred To (Grantee/Buyer)

NameVerified Name
Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240

Mortgage

Document Number0004794199
DateFeb 9, 2024
Instrument4794/199
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateMar 1, 2029
Change Frequency5 Years
Min Rate At Change4.12%
Max Rate At Change8.12%
Index5-Year TN
Max Rate11.1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 21, 2022
Property Address5012 LAUREL ST, MIDDLEBURG, FL 32068-5240
Document Number0045851438
Book / Page4585 / 1438
Instrument DateMar 18, 2022
Instrument2022018043
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyREALTY TITLE INC

Transaction

AmountAmount on Record
Tax$353.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address760 ARRAN CT, ORANGE PARK, FL 32073-8410

Transferred To (Grantee/Buyer)

NameVerified Name
Address13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121
InvestorPossibly a Property Investor

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 18, 2019
Property AddressLAUREL ST, MIDDLEBURG, FL 32068
Document Number0042321853
Book / Page004232 / 001853
Instrument DateSep 3, 2019
Instrument50154
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address760 ARRAN CT ORANGE PARK FL 320738410, ORANGE PARK, FL 32073-8410

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$552,448 Land $118,216 Building $434,232$552,448 Land $118,216 Building $434,232
2024$1,415.00 (+8.02%)
2023$1,310.00 (+37.17%)$86,280 (+18.96%) Land $86,280$86,280 (+18.96%) Land $86,280
2022$955.00$72,530 Land $72,530$72,530 Land $72,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5012 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5012 Laurel St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures