5012 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 5012 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,861 sqft · built 2024
Owner	2 Individual Names on Record
Last Sale	$1,115,000 (Aug 2026)
Tax Bill	$7,584 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`706-68-67-11-500-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-67-11-500-000`
Alternative APNs	`278459002` `481637000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,861 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Garage Area	802 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	481637000
Street Address	5012 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 11 L 047
Legal Subdivision	SUMMER LAKE
Legal Lot Number	47
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5012 LAKE SUMMER LOOP, MOSELEY, VA 23120-2374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TRUST BANK
Dec 4, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	202630503
Deed Book / Page	15349 / 720
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 19, 2026
Property Address	5012 LAKE SUMMER LOOP, MOSELEY, VA 23120-2374
Document Number	0000030503
Book / Page	15349 / 720
Instrument Date	Aug 3, 2026
Instrument	202630503
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112,615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 LAKE SUMMER LOOP, MOSELEY, VA 23120-2374

Mortgage

Document Number	0000030504,
Date	Aug 19, 2026
Instrument	202630504

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	10.8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 4, 2023
Property Address	5012 LAKE SUMMER LOOP, MOSELEY, VA 23120-2374
Document Number	014430-815
Book / Page	14430 / 815
Instrument Date	Oct 27, 2023
Instrument	2023036223
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARK WEST CIR, MIDLOTHIAN, VA 23114-5551

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,584.00 (+733.41%)	$849,400 (+2.71%) Land $125,000 Building $724,400	$849,400 (+2.71%) Land $125,000 Building $724,400
2025		$827,000 (+727%) Land $115,000 Building $712,000	$827,000 (+727%) Land $115,000 Building $712,000
2023	$910.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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