5012 Gafford St, Commerce (Los Angeles), CA 90040 Property Records

Los Angeles County property record for 5012 Gafford St, Commerce, CA 90040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1924
Lot Size	0.097 acres (4,220 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Jan 2017)
Tax Bill	$5,697 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5244-017-013`

Property Details

APN / Parcel Number

Primary APN	`5244-017-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,220 sqft (0.097 acres)
Lot Dimensions	105 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	5012 GAFFORD ST
City	COMMERCE
State	CA
Zip	90040-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CMR1YY
Legal Description	TRACT # 8047 NW 40 FT OF LOT 167
Legal Subdivision	8047
Legal Tract	8047
Legal Block	3
Legal Lot Number	167
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH GATE-EAST LOS ANGELES
Census Block Group	3
Census Block	3009
Census Tract	532302

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5012 GAFFORD ST, COMMERCE, CA 90040-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 3, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 9, 2017	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on File
Deed Sale	Jan 9, 2017 · Amount on File
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	201731402
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	5012 GAFFORD ST, COMMERCE, CA 90040-1306
Document Number	0000208848
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 GAFFORD ST COMMERCE CA 900401306, COMMERCE, CA 90040-1306

Mortgage

Document Number	0000208848
Date	Feb 21, 2020
Instrument	208848

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOS ANGELES CA
Property Address	5012 GAFFORD ST, COMMERCE, CA 90040-1306
Document Number	0000322387
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 GAFFORD ST COMMERCE CA 900401306, COMMERCE, CA 90040-1306

Mortgage

Document Number	0000322387
Date	Mar 18, 2020
Instrument	322387

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

Interest

Rate	3.75%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 9, 2017
Property Address	5012 GAFFORD ST, COMMERCE, CA 90040-1306
Document Number	0000031402
Map Reference	MB86 PG95&96
Instrument Date	Dec 9, 2016
Instrument	17-0031402
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5012 GAFFORD ST, COMMERCE, CA 90040-1306

Mortgage

Document Number	0000031403
Date	Jan 9, 2017
Instrument	17-0031403

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Commerce City
Unified School District	Montebello Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,145 (+2%) Land $356,675 Building $114,470
2025	$5,697.00 (+2.04%) Homeowner's exemption	$461,908 (+4.04%) Land $349,682 Building $112,226
2023	$5,583.00 (+3.7%) Homeowner's exemption	$443,973 Land $336,104 Building $107,869
2022	$5,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE-CITY, WATER DEPT. serves 3,598 people · EPA ID CA1910050
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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