5012 E O Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 5012 E O Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1920
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2024)
Tax Bill	$774 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-101-021`

Property Details

APN / Parcel Number

Primary APN	`11-07-101-021`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Lot Area	58,806 sqft (1.35 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5012 E O AVE
City	KALAMAZOO
State	MI
Zip	49048-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 7-3-10 COMM AT NW COR TH E ALG N SEC LI 66 FT TO POB TH CONT E ALG N LI 18 FT TH S 00DEG-19'-24" W PAR W LI 300 FT TH E
Legal Range	10
Legal Township	03
Legal Section	07
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PAVILION
Census Block Group	4
Census Block	4000
Census Tract	1905

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	881 HULL ST, SPARTA, MI 49345-9555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2024	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS
Apr 20, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Aug 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	202411881
Prior Transfer Date	Feb 8, 2007
Prior Transfer Doc	0000006051
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5012 E O AVE, KALAMAZOO, MI 49048-9725
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 E O AVE, KALAMAZOO, MI 49048-9725

Mortgage

Document Number	2025031284
Date	Dec 4, 2025
Instrument	2025-031284

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 23, 2024
Property Address	5012 E O AVE, KALAMAZOO, MI 49048-9725
Document Number	2024011881
Instrument Date	Apr 17, 2024
Instrument	2024-011881
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1946 E U AVE, VICKSBURG, MI 49097-8499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 E O AVE, KALAMAZOO, MI 49048-9725

Mortgage

Document Number	2024011882
Date	Apr 23, 2024
Instrument	2024-011882

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 20, 2023
Property Address	5012 E O AVE, KALAMAZOO, MI 49048-9725
Document Number	2023009294
Instrument Date	Apr 10, 2023
Instrument	2023-009294
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$558.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5012 E O AVE, KALAMAZOO, MI 49048-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 E U AVE, VICKSBURG, MI 49097-8499

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 3, 2018
Property Address	5012 E O AVE, KALAMAZOO, MI 49048-9725
Document Number	2018024798
Instrument Date	Jul 30, 2018
Instrument	2018-024798
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$25.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5066 E O AVE, 5066, KALAMAZOO, MI 49048-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 E O AVE, KALAMAZOO, MI 49048-9725

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Pavilion Township
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+32.97%)	$146,000 (+32.97%)
2025	$774.00 (-52.49%) Homeowner's exemption
2023		$54,900	$109,800
2021	$1,629.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet, Spectrum, T-Mobile, Verizon.

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