5012 Berneda Dr, Flint, MI 48506 Property Records

Genesee County property record for 5012 Berneda Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,936 sqft · built 1968
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2020)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-554-004`

Property Details

APN / Parcel Number

Primary APN	`11-26-554-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	75 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5012 BERNEDA DR
City	FLINT
State	MI
Zip	48506-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOT 4 MAYNARD SUB
Legal Subdivision	MAYNARD SUB
Legal Lot Number	4
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2000
Census Tract	12008

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5012 BERNEDA DR, FLINT, MI 48506-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2020	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	20209917
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5012 BERNEDA DR, FLINT, MI 48506-1502
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 BERNEDA DR, FLINT, MI 48506-1502

Mortgage

Document Number	0000084491
Date	Oct 29, 2021
Instrument	202110290084491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 20, 2020
Property Address	5012 BERNEDA DR, FLINT, MI 48506-1502
Document Number	0000009917
Instrument Date	Feb 13, 2020
Instrument	9917
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6328 E PIERSON RD FLINT MI 485062256, FLINT, MI 48506-2256

Mortgage

Document Number	9818
Date	Feb 20, 2020
Instrument	9818

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,600 (+4.25%) Land $6,000 Building $89,600	$191,200 (+4.25%) Land $12,000 Building $179,200
2025	$3,020.00 (-1.21%) Homeowner's exemption	$91,700 (+9.82%)	$183,400 (+9.82%)
2024	$3,057.00 (+22.57%)
2023		$83,500	$167,000
2021	$2,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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